Community Financial
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Community Financial Credit Union is a not-for-profit, full-service financial institution headquartered in Plymouth, MI, with 13 branches in southeast and northern Michigan. For 70 years, Community Financial has been committed to giving back to the communities it serves. Membership is also available for businesses and other legal entities, or for those who regularly conduct business, in Michigan.

Immediate family members such as a spouse, parent, child, sibling or grandparent, of someone who lives in our eligible communities are also eligible to join. Finally, anyone currently living in the same household with a member of Community Financial can also join. Become part of the Community Financial Credit Union family today!
Services
Can't stop by one of our branches? No problem, you can apply for a loan, open an account or just ask us a question by calling Community Financial's Member Contact Center at (877) 937-2328. If you have general questions regarding our products or services please feel free to email us at cumail@cfcu.org.
Would you like to be part of an organization that believes in being passionate about what you do? Do you want the ability to be involved in the community you work in? Come work with the CFCU family where we put our members and team members first!

Community Financial Credit Union is continually named one of Metropolitan Detroit's "Best and Brightest Companies to Work For." Community Financial is always seeking the "Best and Brightest" to join our team.
Community Financial realizes the importance of having a checking account without that added stress of unnecessary fees and restrictions. So when we say our accounts are free, we really mean it. We have two great checking account options that help your money stay where you need it without any service fees or minimum balance requirements, making Community Financial the right choice for your checking account.
No matter what you're saving for, a new car, home or even a vacation, we have the savings account for you. All our accounts offer competitive rates and no or low fees. Choosing a new savings account? There are many different types of accounts and each comes with its own set of features and benefits.
The more you save, the more you earn with a Community Financial Money Market Account. You can access your account six times per month via check, Online Banking, Mobile Banking, Direct Dial24, or Electronic Funds Transfers (EFT). And as your savings grow, you're welcome to transfer your funds from one Money Market Account to the next.
Reviews (10)
Rachelle Erwin
Rachelle Erwin
Dec 29, 2021
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My husband who handled our accounts unexpectedly passed away. I've been in personally to the local branch multiple times to make sure things were set, as I did not handle any of the vehicle payments. Apparently they messed up the account, and one of the vehicle payments were late, even though I had them set up for direct withdraw. Now I have a late payment on my perfect credit score!! I will be pulling my accounts from Community Financial and going with a bank that actually takes care of their customers!!!
Ricky M.
Ricky M.
Dec 24, 2021
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Not only does this bank have the weirdest issues (for example: you can’t deposit money at atms), the real reason I gave 1 star is because of the blatant discrimination from their underwriters. While this bank denies me for a $300 credit card limit, chase gives me $10000 no questions asked (same day for both applications, so they can’t claim it’s because of my credit history- which in itself is fantastic). Note: this is the 3rd time I have been denied for “bad” credit (aka not being white) here while never being denied ANYWHERE else.
But hey, if you’re white maybe you will have at least
Roger Scott
Roger Scott
Oct 26, 2021
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Great rates. Fast and friendly service. This credit union has continuously gone above and beyond my expectations. I have savings, checking, car loans, credit cards, mortgage, and HELOC. Very happy with all.
Timothy Teefey
Timothy Teefey
Sep 20, 2021
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I've been trying to get a new coupon book to make my loan payments for two months without any response at all.
Nick Williams
Nick Williams
Sep 19, 2021
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I've been a Community Financial customer for a decade now. My most recent experience was with Leeann Perez. I got pre approved for an auto loan and the sales woman from the dealership I bought my car from commented to me about how awesome Leeann was to work with. Leeann had bend over backwards for me because of errors from a different dealership. I wish everyone I dealt with was a friendly, professional, positive and accommodating. 5 stars really doesn't do her justice. Thank you Leeann!
Lynn Johnston
Lynn Johnston
Mar 12, 2021
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Their new website is confusing and hard to navigate, for someone not technically savvy, like myself.
Rebecca Vargo, Branch Manager was more then helpful! Not only did she update the system on my mobile app , a few days later I brought in my laptop and she set that up as well. She was very kind and patient while doing so. Wonderful customer service!
F. B.
F. B.
Feb 02, 2021
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Too many bad experiences with this credit union to list. On a couple of occasions they were okay, proving that they could actually have five-star service if they wanted to, but they do nothing to help or protect their members and they will side with shady dealerships, not members who are in the right, so GET YOUR CAR LOAN ELSEWHERE.
Sarah Rowlett
Sarah Rowlett
Dec 28, 2020
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My husband and I received our mortgage loan from Tom Tuckey at Community Financial Credit Union in 2013. We are now working with them on selling that property, and sadly won't be working with them any longer as we've moved to California. This was by far, the most pleasant banking experience in our adult lives. Not only the initial process, but every communication we've had with the folks at CFCU has been truly pleasant and helpful. We wish we could move them with us to California! I highly recommend using them for your financial needs.
Cale Western
Cale Western
Nov 22, 2020
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Community Financial charges $4 extra a month just to pay my auto loan online. Over 5 years that $240. This is the only place I have ever worked with that charges to pay a bill they already collect 🤷🤦 major scam and majorly out of date community financial is. This is 2020, come up with your own proprietary software instead of charging people to use some site called "Bacon pay". Need I say more?
Carol Simons
Carol Simons
Aug 04, 2018
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Our family has had an account with them since 1989 and we've been extremely pleased. The staff has always been friendly and helpful. The interest rates are low and they're always willing to offer excellent customer service. My daughter was able to get her first car on her own because they were there to finance her (at the young age of 18)! Thank you Community Financial!