Five Seasons Financial

Young people graduating from high school, college or university and just starting their careers are in their Spring Season. As these young people find their soulmates and start a family, they transition into the Summer Season. Over time clients build their wealth and turn their focus to retirement planning which we consider the Fall Season.

Five Seasons Financial uses a well-established, industry endorsed six step planning process to help identify and implement your financial plans. At the end of this process, each client receives a personalized financial binder containing their financial projections, investment and insurance analyses as well as locations for important documents and ongoing statements.

Having Dave at Five Seasons helping me with my finances has been a huge relief. Not only does the knowledge factor of all things financial exist, but the forward planning for tax advantages is there. It's not just about getting the highest return on your funds, but letting you sleep at night and knowing that you will be okay and using your funds in the most effective manner.

Most Spring people (Springs) are between the ages of 20 and 35 and many are not yet married or in a common-law relationship. It is quite common for Springs to be living at home with their Parents, possibly saving for a down payment on their first home purchase. Starting an investment savings plan as early as possible lays the groundwork for future financial success.

Most Summer people (Summers) are between the ages of 30 and 50 and are typically married or living common law, starting a family and looking to buy their first home. Being a Summer is all about "Building your Wealth"! Employment earnings are starting to increase and it is important that your savings plans and investments keeps pace with your earnings growth.