When was the last Time you reviewed your Estate, Economic and Insurance Affairs? Financial Planning is much more than saving for Retirement----it's about protecting what means the most to you and helping you achieve your short and long-term Goals. It's about passing along your Estate in the most Tax efficient Manner possible.
Let us provide you with quick, no obligation Answers to your Financial Questions and Concerns. The little Time it takes to review your Financial Needs may be the best Investment you'll ever make. Now is the Time to Plan.
Let us provide you with quick, no obligation Answers to your Financial Questions and Concerns. The little Time it takes to review your Financial Needs may be the best Investment you'll ever make. Now is the Time to Plan.
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Estate Planning is the process of strategizing how, when and to whom, the proceeds of your accumulated wealth is distributed. You'll need to understand the Legal and Tax Ramifications of your request, and how they impact the value of the Estate and its obligations. The Cornerstone of Estate Planning is the Will and a clear understanding of the Estate Planning Objectives, in particular the Tax consequences to the deceased's Estate.
Registered Retirement Savings Plans ( RRSPs) were established in 1957 to encourage Canadians to save for their Retirement. The Maximum RRSP Deduction Limit is set to 18% of your Previous Year's Earned Income up to the Maximum Dollar Limit. In 2013,t he Dollar Limit is $23,820. Spousal RRSPs offer an excellent way to lower your Family's Income Tax at Retirement.
For years your focus has been to save for Retirement. Now you need innovative Solutions to help you transition your hard-earned Savings into an Income that will last your Lifetime. Market Return Risk: You could experience poor market returns in the early Retirement Years increasing the chances you will use all your Savings sooner than you planned.
Employee Benefit Plans help share the Financial Risk of Health Related Expenses amongst a Group of People who pay into a Fun or Pool, under one Contract. When a Member of the Group becomes ill, or requires Services, He or She is Financially Compensated by the Plan, according to the Terms of the Contract.
A Business Succession Plan determines how your Business will be transferred to others and outlines the steps necessory to prepare for the Transition. The Plan affects You, your Family, Employees, Clients, Suppliers, Creditors and Others.
A good Succession Plan ensures that your wishes will be carried out if you should die suddenly or can no longer run your Business due to an Illness or Disabling Injury, It can also help you ease into Retirement or provide a Retirement Income.If you own a Business the answer is YES. Business Succession Planning is really an extension of your Personal Estate Plan but with a focus on the future operation of your Business.
A good Succession Plan ensures that your wishes will be carried out if you should die suddenly or can no longer run your Business due to an Illness or Disabling Injury, It can also help you ease into Retirement or provide a Retirement Income.If you own a Business the answer is YES. Business Succession Planning is really an extension of your Personal Estate Plan but with a focus on the future operation of your Business.
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