Igneski Financial

You already offer a great working environment and great staff support, but high-quality talent looks for something more tangible, and employees require security as they grow in their careers. Not surprisingly, comprehensive employee benefits packages have been consistently rated the #1 way to retain top employees and recruit the best talent.

Financial planning is the process of meeting your life goals through the proper management of your finances. Financial planning helps you make advance provision for financial needs that will arise in the future. The objective of financial planning is to ensure that the right amount of money is available in the right hands at the right point in the future to achieve an individual's life goals.

A tax-free savings account is a registered product with the Government of Canada that allows you to save or invest money without paying tax on the income it earns, and you also can withdraw it tax-free. You can't lose your TFSA contribution room.

If you've never opened a TFSA, you can contribute up to $63,500 today: $5,000 for each year from 2009 to 2012; $5,500 for each of 2013 and 2014; $10,000 for 2015; $5,500 for each of 2016, 2017 and 2018; and $6,000 for 2019.One of the major benefits of the TFSA is that unused contribution room is carried forward indefinitely.

We pride ourselves on providing our clients with the best and most innovative insurance programs available and have partnered with Manulife Financial to provide just that. If you are one of the millions of Canadians without an employer group health plan - and, therefore, vulnerable to health care costs not covered by your Government Health Insurance Plan - supplemental health care coverage should concern you.