Mortgage West is a Canadian mortgage broker firm, focused on meeting the needs of British Columbia and Alberta mortgage borrowers from our offices throughout BC and AB. This site is designed to provide you, the mortgage borrower, with the information you need to make one of your most important life decisions: purchasing or refinancing your home.
In spite of what other websites may say, the only way to quote you the best available rate that's accurate for your situation is to let us do a free analysis, then shop the market for you. Since we don't work for a lender, we're not motivated to lead you in only one direction. We'll analyze your needs, shop the market for the best available deals, then recommend the one that fits your needs best.
In spite of what other websites may say, the only way to quote you the best available rate that's accurate for your situation is to let us do a free analysis, then shop the market for you. Since we don't work for a lender, we're not motivated to lead you in only one direction. We'll analyze your needs, shop the market for the best available deals, then recommend the one that fits your needs best.
Services
Mortgage West - The Mortgage Centre (formerly The Mortgage Centre/Dico Holdings Inc.) is now owned and operated by Mortgage West Brokers Inc. The name change was necessary as we continue to expand our reach across Canada. Mortgage West is one of nearly 100 Mortgage Centre Franchise offices across Canada.
A conventional mortgage is a mortgage that has a principal amount that is no more than 80% of the appraised value or purchase price of the property, whichever is less. The principal amount of a high-ratio or insured mortgage is usually more than 80% of the appraised value or purchase price.
A high-ratio mortgage or insured mortgage may also be referred to as an NHA mortgage because it may be entered under the provisions of the National Housing Act and in many cases must, by law, be insured.In general, the borrower pays the insurance premium as well as application, legal, and property appraisal fees.
A high-ratio mortgage or insured mortgage may also be referred to as an NHA mortgage because it may be entered under the provisions of the National Housing Act and in many cases must, by law, be insured.In general, the borrower pays the insurance premium as well as application, legal, and property appraisal fees.
Apply Online with an efficient no fuss application or feel free to contact our office directly at 250-374-2222. One of our advisors will be able to guide you through this process and ensure you are comfortable with each step. We will gather your information and discover your personal needs to help us find the best mortgage to fit your life goals.
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