You inherited a lump sum from your Aunt; should you invest it, pay down your mortgage, buy a park bench, secure health insurance or plan for your estate? You may expect the typical answer, "invest it"; however, your financial goals and plans for the future may see the funds being put to better use for you.
With our experience from the banking and financial services industry, we look at the whole picture. With holistic planning, you have peace of mind that your mortgage, debt, shareholder loan, RRSP, pension, health insurance, and leveraged loan are all working in tandem to accomplish your goals. No time to shop around for the best value and rate?
With our experience from the banking and financial services industry, we look at the whole picture. With holistic planning, you have peace of mind that your mortgage, debt, shareholder loan, RRSP, pension, health insurance, and leveraged loan are all working in tandem to accomplish your goals. No time to shop around for the best value and rate?
Services
My focus is to help people to understand their current situation, and to provide them with options. I inform and educate them with the various options that are available, taking into consideration their unique circumstances. I find that my greatest satisfaction is helping people put their financial affairs in order.
A strong planning process is the best way to create a financial security plan. It is crucial to create a financial plan that protects your needs now, and one that plans for the future in a tax efficient manner. It is our goal to assist you to build a solid financial structure that will stand the test of time and that will grow and build wealth for you and your family.
There are many financial products in the market, and so choosing the ones that best meet your needs can be complicated. That's where we can help. We can offer professional financial security advice to help you choose only those products that meet your current and future goals. We aim to help you make informed decisions about the products in your portfolio.
People spend a lifetime accumulating assets and building an estate with the intention of passing it on to their heirs or charitable beneficiaries. Without proper planning, a person's death can create significant hardships on the people for which the estate was created. For an estate to be passed on to the heirs, there could be settlement costs, such as probate fees and death taxes.
Retirement planning today has taken on many new dimensions that never had to be considered by earlier generations. For one, people are living longer. A person who turns 65 today could be expected to live as many as 20 years in retirement as compared to a retiree in 1950 who lived, on average, an additional 15 years.
Reviews (5)
Sanaa Zaidi
Jan 29, 2021
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Beth Wright
Jan 05, 2021
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Gerald Frederick
Oct 22, 2020
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Christine Algard
Aug 01, 2020
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Highly recommended! Professional, helpful, and friendly. Lloyd and Charissa both have a gift to clearly present a financial picture and options without pressure. I am a small business owner and I found valuable employee benefits. I also received extensive personal financial planning and feel peace about my family's financial future. Thank you Family Tree Group!
Harold Keech
Jun 19, 2020
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Charissa has a brilliant, personal, and warm personality. She embodies the very essence of complete trust and transparency. Every financial decision is carefully explained so that I fully understand it's purpose before we make any decisions. All of our decisions directly match the goals we set out together.
I recommend her to every person I meet who is ready to make good long-term investments. She has surpassed my expectations.
I recommend her to every person I meet who is ready to make good long-term investments. She has surpassed my expectations.