Mortgage Agents are independent mortgage consultants. Our main goal is to provide you with the best possible mortgage package that is suited to your specific needs. We are not affiliated with any one lender, therefore, there is no bias. We give you the options and you decide which is the appropriate package for you.
This guarantees that you will get the best interest rate and options such as flexible payment schedules and prepayment terms based on your particular situation. The way most lenders look at how much you can be approved for is by looking at your Gross Debt Service Ratio (GDS) and your Total Debt Service Ratio (TDS).
This guarantees that you will get the best interest rate and options such as flexible payment schedules and prepayment terms based on your particular situation. The way most lenders look at how much you can be approved for is by looking at your Gross Debt Service Ratio (GDS) and your Total Debt Service Ratio (TDS).
Services
For many people, the process of negotiating for favourable mortgage terms is intimidating and stressful. As certified mortgage brokers, we can manage the entire process for you. In fact, you don't even need to leave your home! Use our online form and we'll get back to you to discuss your mortgage needs.
Please keep in mind that these costs are only estimates and may vary from province to province. This is a tax payable to the Provincial Government by the purchaser upon the transfer of title. Not all provinces have a Land Transfer Tax. Please check with your Realtor or Lawyer for your province's fees.
Choosing a mortgage in today's market can be overwhelming. Here is an overview that should help you to choose the right mortgage package for you whether you are looking for Calgary mortgages / Canada mortgages. The principal advantage of fixed rate mortgages is that the interest rate is set for the entire term of the mortgage.
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