I am an Accredited Mortgage Professional and Certified Financial Planner with in depth knowledge of mortgages, financial planning, and banking acquired from many years of hands on experience in these fields. I am deeply committed to the well-being of my clients and have the skill set and passion necessary to help my clients achieve outstanding results.
I've worked with Rob on 3 mortgages and each time has been very efficient and painless. The added benefit of working with Rob is the strategic advice he can offer when it comes to obtaining a mortgage. Additionally, without fail, I. More have secured more competitive rates than my peers who locked in mortgages in the same timeframe.
I've worked with Rob on 3 mortgages and each time has been very efficient and painless. The added benefit of working with Rob is the strategic advice he can offer when it comes to obtaining a mortgage. Additionally, without fail, I. More have secured more competitive rates than my peers who locked in mortgages in the same timeframe.
Services
Rob Cagnin is a trusted, educated and knowledgeable mortgage broker who has been servicing and arranging mortgages in Burlington, Hamilton, Waterdown, Oakville and the surrounding areas for the past 20 years. As an Accredited Mortgage Professional (AMP) and Certified Financial Planner (CFP), Rob has in depth knowledge of mortgages, financial planning, and banking acquired from years of experience in these fields.
Buying a home is the largest investment most families will make requiring many important decisions. My team can help you get the best mortgage for your specific needs. There are many reasons why one would choose to refinance such as to fund renovations, purchase property, or break an existing higher rate mortgage to realize interest savings.
A fixed rate means the interest rate is set and pre-determined. This will not be affected regardless of any economic conditions. On the other hand, a variable rate can be changed by the lender whenever he feels that the economic conditions have changed. If you are looking for stable monthly payments and do not want to be dealing with the uncertainty, it is advisable to go for a fixed rate mortgage.
Reviews (10)
Alison Roadhouse
Dec 21, 2021
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When my husband and I began looking for a mortgage broker, we thought this was going to add to the stress of moving and buying our first house. However, Rob made the process much smoother than we could have ever anticipated. He was able to answer all of our questions (even the ones we thought might have been dumb questions) and provide professional advice. He was also amazing to corresponded with, every response was sent in a timely manner. He even recommended things we should consider or look into beyond our mortgage since we are quite new to owning a house.
5/5 We would use him again for our
5/5 We would use him again for our
Fortunata Marchione
Nov 30, 2021
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Fast forward to November 2021 and I am STILL in awe of the work of Rob Cagnin. Over the many, many years he has continued to offer me the help that I needed. He is beyond knowledgeable, professional, and caring. He is incredibly patient, which is amazing. especially when you are unsure of what to do. Rob in incredibly true to his word. He always gets back to you in a timely matter and never leaves you wondering. It is obvious that he takes pride in his work and that he genuinely cares about the needs of his clients. Most recently Rob helped me figure out Bridge Financing, setting up a Home Equity
Margo Culleton
Nov 27, 2021
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I have had the pleasure of working with Rob since the initial purchase of my home over 10 years ago. His work ethic is impeccable. He is professional in all communication and quickly responds to all questions and/or concerns. He has helped me map out and secure the best plan for our family and future. I highly recommend Rob for any of your current or future mortgage needs. There is no one I trust more to handle our mortgage needs.
Dzemail Sejdiov
Sep 30, 2021
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Mario Naric
May 12, 2021
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I've worked with Rob on 3 mortgages and each time has been very efficient and painless. The added benefit of working with Rob is the strategic advice he can offer when it comes to obtaining a mortgage. Additionally, without fail, I have secured more competitive rates than my peers who locked in mortgages in the same timeframe. Highly recommend!
Jess Salameh
Dec 23, 2020
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We contacted Rob to assist us in setting up a mortgage on our first home. As new home owners, the thought seemed daunting and we didn't have much knowledge about the mortgage process going into it all. Rob was extremely helpful and knowledgeable, and guided us through the process with ease. We put our full trust in Rob in setting us up with a plan that was perfect for our needs, and he didn't disappoint. I would recommend Rob to anyone looking for an awesome mortgage broker! Can't wait to continue to work with him on our future homes!
Kerry M.
Nov 13, 2020
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Thank you once again Rob and your team for providing expertise advice and excellent service to my husband and I. Rob and his team communicate with us every step of they way. Rob is alway there to quickly return a phone call or an email and is very knowledgeable as we went through the process of mortgage loan/renewal. Rob was able to provide us with the best rate even in a difficult situation. If you are looking for a professional quality mortgage service, then give Rob a call and see for yourself, you won’t be disappointed. You did it again Rob, Thank you!
Emerentia M.
Sep 04, 2020
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Rob and his team were a pleasure to deal with. He made the process very simple and friendly, especially for a first time homebuyer. He responds to everything promptly and communicates very well, accommodating to varying work schedules and explaining everything thoroughly. He found me a good rate and was able to bring everything together in a prompt manner. I would definitely recommend him to anyone looking for a mortgage.
Dean Yachetti
Sep 01, 2020
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After almost a decade of going through Rob for any and all of my mortgage needs, he has always been more than exceptional at every level. He consistently maintains the utmost professionalism, diligence and respect that a client truly deserves when it comes time to handling these financially vital and critically complex mortgage decisions or situations.
From buying my 1st home to my 3rd, I’ve always felt comfortable knowing Rob is my ‘Mortgage Guy’. Whenever I hear of the topic about “Getting a Mortgage” or “How do I get the best Interest Rate for my Mortgage??”, I continue to highly
From buying my 1st home to my 3rd, I’ve always felt comfortable knowing Rob is my ‘Mortgage Guy’. Whenever I hear of the topic about “Getting a Mortgage” or “How do I get the best Interest Rate for my Mortgage??”, I continue to highly
Victoria Watson
Aug 28, 2020
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Positive: Professionalism, Quality, Responsiveness
My husband and I recently purchased a new home. Rob was able to secure a fantastic rate for us that was not comparable to anything else we were seeing. He was extremely patient and responsive with our questions and concerns. We would use him over and over and recommend him to anyone looking for a new mortgage. Thank you Rob!
My husband and I recently purchased a new home. Rob was able to secure a fantastic rate for us that was not comparable to anything else we were seeing. He was extremely patient and responsive with our questions and concerns. We would use him over and over and recommend him to anyone looking for a new mortgage. Thank you Rob!