Karen Pacheco
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Karen Pacheco
Karen Pacheco is an Experienced Mortgage Broker providing a great Mortgage Experience throughout her client's mortgage years across Saskatchewan and Alberta. Whether it is for a trade up home, first time purchasing, real estate investing, vacation property or debt consolidation, Karen can help her clients with their financial goals.

It's wise to begin by talking with a Mortgage Broker - to understand how much mortgage you can manage, and to explore both traditional and innovative mortgage options. With access to multiple mortgage lenders, our mortgage brokers will help you find the best rates and best mortgage options to help you buy your dream home.
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Now that you are ready to buy, renovate or invest, we can make it happen with our expert Mortgage Brokers, smart solutions and helpful advice. Let's talk about your future today with our expert Mortgage. Mortgage broker Karen Pacheco provides mortgage refinance and renewal services to clients across St Albert, Edmonton, Sherwood Park, Leduc, Spruce Grove, Stony Plain, Fort Saskatchewan, Morinville and the surrounding areas.
Buying a home is an exciting time! You're about to take a big step so you'll definitely need some advice from your mortgage broker. We'll give you the facts your bank won't tell you about financing your next purchase. With access to multiple lenders, I will help you find the best rates and best mortgage options to help you buy your dream home.
Newcomers to Canada play an increasing role in Canada's future population growth, creating new market opportunities. CMHC insured financing is available to borrowers with permanent and non-permanent residence status, helping newcomers to realize their dream of homeownership in Canada.

It's wise to begin by talking with a mortgage broker - to understand how much mortgage you can manage, and to explore both traditional and innovative mortgage options.You're about to take a big step; you'll want some advice from an expert. We have access to mortgage rates and features that can help you achieve your homebuying dreams.
More Canadians than ever before are spending quality time in their own vacation property!. Build your net worth with a beautiful asset while providing you and your family the perfect spot to relax and unwind. Cottages and other vacation properties are providing family memories for many average Canadians, who are taking advantage of low rates and innovative new mortgage products that put these getaway homes within reach!
Entrepreneurship should be rewarded! But when it comes to mortgages, it hasn't always paid to be self-employed - because reducing your taxable income can make it difficult to qualify for the mortgage you deserve.

Our Services: Home Purchase Mortgage | First Time Home Buyer Mortgage | Mortgage Pre Approvals | New to Canada Mortgage | Vacation Home Mortgage | Self Employed Mortgage | Investment Property Mortgage | Mortgage Refinance | Mortgage Renewals.
Reviews (10)
Dat Le
Dat Le
Nov 28, 2021
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Positive: Professionalism, Quality, Responsiveness
Karen is extremely knowledgeable, prompt and very informative! If you're in the market for a home and looking for a mortgage broker, look no further! She will take care of you!
A. Harasymiw
A. Harasymiw
Oct 23, 2021
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We happily offer our unreserved endorsement of Karen.
We needed a draw mortgage. Our mortgage broker did not handle them. He kindly referred us to Karen. We are thrilled he did. Karen was terrific: so capable and responsive, and always looking out for our best interests. She got us a rate well below what we were expecting. She did so by getting to know us and then leveraging what she learned into a low rate.
The bottom line is that Karen is very knowledgeable and caring, and her clients benefit all along the way.
Zac Phillips
Zac Phillips
Aug 11, 2021
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Karen was extremely professional and responsive when dealing with my wife and I's mortgage. We are both self employed and it can be a much greater challenge to get loans/mortgages! Karen's speed in getting the work completed and willingness to HELP me understand more of the process for the purchase as it was our first time buying a home was the biggest part in the success of our now home. Thanks Karen and we will be working with you in the future as well!
Kristy & Chris Wilson
Kristy & Chris Wilson
Jan 27, 2021
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Karen was extremely helpful throughout our home buying process. She was very quick to respond, and clearly laid out our available options. When the time came for us to put an offer on a home, she looked out for our best interest, and made sure we were aware of key dates to ensure we received the best rate. Following completion of the process, she was still very responsive, and helped us with questions and issues. Thanks for your help Karen!
Adrienne Phung
Adrienne Phung
Jan 21, 2021
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Positive: Professionalism, Responsiveness
Karen has been fantastic to work with! She is so knowledgeable and is always providing through explanations for all the steps through the mortgage process. We would recommend her to anyone looking for a great broker and will be continuing to work with her for our properties in the future.
Nicole Cayanan
Nicole Cayanan
Jan 20, 2021
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Positive: Professionalism, Quality, Responsiveness
I can’t say enough great things about Karen. She made my first time home buying experience a breeze. Karen was quick to respond and gave detailed explanations. I’m grateful for all of her hard work. If you’re looking for a mortgage broker, don’t hesitate to reach out to Karen, you’ll be thankful you did!
Krysta Wilson
Krysta Wilson
Dec 26, 2020
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Karen was absolutely phenomenal to work with! We had never gone with a Mortgage Broker before, and Karen was patient with all of our questions, found us the best rates possible, and ended up saving us money in the long run. She was always available for clarification and support and really helped us to feel confident and knowledgeable in our decisions moving forward. I would highly recommend Karen Pacheco to anyone about to buy a house or renew their mortgage!
Ivan Mospak
Ivan Mospak
Aug 15, 2020
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Defenetly recommend Karen .
We bought our new house with Karen and she did unreal work with very tight time frame.
She made it happened even when we got rejected from our bank Karen work late evening just to make sure we have all supporting docs for the approval following day.
Thank you Karen
Amy Mack
Amy Mack
Jun 19, 2019
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We love Karen and highly recommend her to anyone looking to buy a house! She is informative, knowledgeable, professional and trustworthy. We got immediate replies when we had questions and she kept us updated through the entire process. We felt that we could count on her to advocate for us and get us through to approval smoothly.
Brad Pipella
Brad Pipella
Aug 10, 2018
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As a Realtor, myself and my team have confidently referred our Clients to Karen many times and with excellent results on each occasion! Karen is always available and easy to reach on any day of the week. She takes the time to meet, in person, each client to understand their wants, needs and financial capabilities. She is excellent at educating first time buyers in the mortgage process! Karen has the ability to shop your Mortgage needs and get you not just the best rate but the best Mortgage to individually suit each Buyer. A few of our clients have had bruised credit, Karen is able to set out a