Finding the right mortgage can be a stressful and time-consuming process. At Di Nardo Financial, our mortgage agents and brokers have been successfully delivering the best possible rates to countless satisfied clients for over 30 years in the Greater Toronto and Vaughan area. At Di Nardo Financial, we know which lenders have the best mortgage rates and products, and we negotiate with multiple lenders at one time for you.
We have the industry knowledge required to prepare all the paperwork and to present proposals to lenders successfully. Furthermore, in most cases, we provide our clients with these services free of charge. The mortgage life insurance under Mortgage Protection Plan offers you the most flexible, supportive and cost effective life insurance option available to Canadians.
We have the industry knowledge required to prepare all the paperwork and to present proposals to lenders successfully. Furthermore, in most cases, we provide our clients with these services free of charge. The mortgage life insurance under Mortgage Protection Plan offers you the most flexible, supportive and cost effective life insurance option available to Canadians.
Services
Di Nardo Financial Inc. (DFI) is a family owned and operated business located in Vaughan, Ontario. With over 30 years of combined business, financial services and mortgage expertise, the team at DFI have helped individuals and companies in a variety of ways ranging from obtaining financing for home purchases, commercial/ recreational properties and debt consolidation.
If you were buying a car, you wouldn't just go to one dealership, and pay the price the dealer quoted. You'd want to shop around for different makes and models, and negotiate a better price. Why should your mortgage be any different? Using your bank means being restricted to their mortgage products and rates, whereas a mortgage broker can shop from hundreds of lenders to get you the best deal, as well as offering independent, unbiased advice.
Purchasing a property privately or through a real estate agent can be a stressful experience. To add to the difficulty, there are many mortgage products to choose from, and you may not know where to start. As mortgage professionals, we are here to educate and guide you through the process every step of the way to ensure you receive the best mortgage product available to suit your financial needs.
There are many reasons why you might want to refinance, or increase your existing mortgage. Maybe to consolidate non-mortgage debt, to finance improvements to your home, or to combine existing mortgages. There are many factors to consider when refinancing your mortgage. Most unsecured debt is priced by your bank at a higher rate than your mortgage in order to compensate them for the higher risk of loss if you default.
Most people are unaware of the legal effect of switching lenders. When you renew a mortgage you are essentially starting the process again, discharging the existing mortgage, taking out a new one, and beginning the whole payment process, albeit at a lower principal amount. As such, you should treat this as just as important a process as the first time you arranged the mortgage.
Reviews (1)
David Silvestre
Jul 21, 2015
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