In the mortgage world even the smallest rate reduction can add up to thousands of dollars in interest savings. Our well established relationships with a vast network of Canadian lenders-including the major banks enables us to negotiate the best possible rates and terms for our clients. If you are purchasing a home, renewing a mortgage, refinancing debt or need access to home equity, we can help.
Best of all, our services cost you absolutely nothing on approved credit. We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.
Best of all, our services cost you absolutely nothing on approved credit. We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.
Services
Mortgage Brokers are independent, trained professionals licensed to represent and provide you with the best advice for your mortgage needs. A Mortgage Broker's primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
Buying a home is an exciting time! You're about to take a big step so you'll definitely need some advice from a mortgage professional. We'll give you the facts your bank won't tell you about financing your next purchase. With access to multiple lenders, we'll help you find the best rates and best mortgage options to help you buy your dream home.
When it comes to mortgages, it hasn't always paid to be self-employed - because reducing your taxable income can make it difficult to qualify for the mortgage you deserve. We understand business owners because we're business owners as well! What's better, we have a long list of institutional and private lenders that offer excellent mortgage options for self-employed Canadians.
Just because you are a new immigrant does not mean that you have to wait to purchase a home. If you have been in Canada for less than three years, have landed immigrant status, and have been employed in Canada for a minimum of three months, you can qualify for a mortgage. The documents you will need include a letter from your employer, a recent pay stub, and 12 months verifiable bank statements from a recognized financial institution.
Investment properties - particularly smaller, residential real estate - are now accessible to many average Canadians. And as any homeowner will confirm, real estate has been one of the most attractive investment categories in Canada for the past decade.
If you're considering an investment in real estate, start by having a conversation with an experienced Mortgage Broker, to explore some of the innovative new options and great rates available today.
If you're considering an investment in real estate, start by having a conversation with an experienced Mortgage Broker, to explore some of the innovative new options and great rates available today.
Reviews (10)
Kiana Oates
Jan 27, 2022
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Positive: Professionalism, Quality, Responsiveness, Value
As first time Home Buyers we had no idea what we were doing. Nathan and his team made the process so easy and were always available and willing to take our calls to answer our questions or provide advice. Would recommend to anyone and everyone and will be using again in the future.
As first time Home Buyers we had no idea what we were doing. Nathan and his team made the process so easy and were always available and willing to take our calls to answer our questions or provide advice. Would recommend to anyone and everyone and will be using again in the future.
Dineke Simpson
Jan 24, 2022
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After using Edward a few times now I can’t recommend him more. Even throughout the years of just random questions about possibly refinancing he is so professional to deal with and quick to respond. He is up to date with everything and passionate about getting the best out come. I’ve recommended to friends and family and everyone who used him for their finances have come back to me saying only positive things. Thank Ed
David Alenson
Jan 08, 2022
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Ed was incredibly insightful, patient and considerate to our needs in buying our first home and offered sound advice, even when we thought we were losing our grip on the housing market. We initially looked at going through another (well-awarded) broker but we felt like we were just another number to him, whereas Edward always took his time to explain things to us and impressed us from the get go. Couldn't recommend him more highly!!!
Christian
Jan 01, 2022
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Positive: Professionalism, Quality, Responsiveness, Value
Ed helped us purchase our first home when we thought the odds of getting into the market were stacked against us. He always goes the extra mile to let us know what our options are and offers excellent advice moving forward. Feel fully supported and educated, can't fault his services at all.
Ed helped us purchase our first home when we thought the odds of getting into the market were stacked against us. He always goes the extra mile to let us know what our options are and offers excellent advice moving forward. Feel fully supported and educated, can't fault his services at all.
Katie Knight
Oct 31, 2021
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Shaun Blake
Sep 22, 2021
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Nathan and the Homefree Mortgages team have been helping our family with home loans for over 10 years now and we could not recommend them enough. They are professional, friendly and down to earth and strongly advocate for the best possible outcome for us as their customer. We are very thankful to have them on our side in the complicated world of buying and selling property.
Ray Wilson
Sep 20, 2021
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Dealing with Nathan and the team at Homefree Mortgages has been nothing but a pleasing experience. The team guided us through what was required and kept us well informed along the way taking all the stress out of what we were dealing with. We highly recommend Nathan and the team. Thanks guys for your awesome work. Cheers, Ray and Andrea.
Thuy Linh Pham
Sep 12, 2021
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We have been with Homefree mortgages for approx. 10 years and have had very professional service every time we have needed their service.
Nathan and team strive to get the best outcome for their clients, very responsive and proactive and if one avenue isn't working out, there will be a plan B or C if required.
Appreciate everything you guys have done for us in the past decade. Thank you!
Thuan & Linh
Nathan and team strive to get the best outcome for their clients, very responsive and proactive and if one avenue isn't working out, there will be a plan B or C if required.
Appreciate everything you guys have done for us in the past decade. Thank you!
Thuan & Linh
Lisa Waters
Aug 11, 2021
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Nathan was great to work with in order to purchase our first home during Melbourne lockdowns! He always had time to answer every question either via email, zoom, text or phone call prior to signing paperwork. We have no background in real estate or finance but Nathan was able to explain everything so clearly to ensure we fully understood the process and our ongoing financial commitment. We found Nathan through a friend and would happily recommend him to all of our friends and family.
Jacinta Jom
Jun 14, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Nathan and the team got us our first home! Nathan’s knowledge, passion and support meant that we were able to obtain a loan and we couldn’t have done it without them. Nathan explained everything clearly, honestly and was available for quick chats whenever we needed! You cannot go wrong with the team at Homefree
Nathan and the team got us our first home! Nathan’s knowledge, passion and support meant that we were able to obtain a loan and we couldn’t have done it without them. Nathan explained everything clearly, honestly and was available for quick chats whenever we needed! You cannot go wrong with the team at Homefree
