Capital Financial Services
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We help our clients navigate the selection, setup and administration of group benefits and personal insurance plans. Not only do we maintain strategic relationships with all the main insurers, we're also the exclusive local advisor for the Chambers of Commerce Group Insurance Plan, which gives us an amazing variety and scope of products to consider for our group benefits clients.

As advisors, it's our job to do the research for you; our regular market analysis and research into plan offerings, rates and customer satisfaction lets us make recommendations we're confident are in our clients' best interests.
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At Capital Financial Services, we help our clients navigate the selection, setup and administration of group benefits and personal insurance plans. We maintain strategic relationships with all the main insurers and also serve as the exclusive local advisor for the Chambers of Commerce Group Insurance Plan, which gives us an amazing variety and scope of products to consider for our group benefits clients.
The Chambers of Commerce Group Insurance Plan was launched in 1970 in response to demand from the members of Chambers of Commerce and Boards of Trade across Canada. Today, the plan insures over 35,000 businesses and 100,000 owners & employees nationwide, providing small and medium-sized businesses the protection of a comprehensive group benefits plan usually reserved for much larger firms.
The Chambers of Commerce Group Insurance Plan was launched in 1970 in response to demand from the members of Chambers of Commerce and Boards of Trade across Canada. Today, the plan insures over 26,000 businesses and 100,000 owners & employees nationwide, providing small and medium-sized businesses the protection of a comprehensive group benefits plan usually reserved for much larger firms.
Group benefits come in what can be an overwhelming variety of shapes and sizes, including options for health and drug coverage, vision care, dental, life insurance, AD&D, critical illness and disability insurance. A good benefits package helps keep your workforce healthy and happy and helps you recruit and retain the best staff.
Under a self-insured or self-funded health plan, employers operate their own health plan as opposed to purchasing a fully-insured plan from an insurance carrier. Self-insuring your employee benefits can reduce or eliminate insurance company risk charges, reserves, contingency allowance and interest factors and provide you with both immediate and ongoing savings.
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