Having the right life insurance protection can provide you and your family with peace of mind should the unexpected happen. If you are looking for life insurance in Brooks, AB, the experts at Legacy Insurance can help you assess your short-term and long-term needs to help determine the right fit. Diversity of insurance & benefits policies offer a wide variety of protection options for businesses and individuals.
Respect is a workplace value. Our customer needs are acknowledged and evaluated; we will provide policy recommendations. Transparency guides Legacy's best practices on the disclosure of policy details & information to all of our intended clients. Integrity is central to our longstanding reputation as a fair and honest business serving the Brooks area since 2008.
Respect is a workplace value. Our customer needs are acknowledged and evaluated; we will provide policy recommendations. Transparency guides Legacy's best practices on the disclosure of policy details & information to all of our intended clients. Integrity is central to our longstanding reputation as a fair and honest business serving the Brooks area since 2008.
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PERMANENT, or "CASH-VALUE" insurance policies do not have a set term, and are purchased for an indefinite period of time. With this type of policy, money can be taken out of the plan as a loan or if the plan is surrendered. The three types of permanent insurance are WHOLE, UNIVERSAL and HYBRID. The biggest benefit to a Whole Life insurance policy is the guaranteed death benefit and guaranteed cash value.
With TERM LIFE INSURANCE, policies are valid for a certain period of time, and are usually purchased as ten or twenty year terms. Most term policies can be renewed for additional terms, and can be converted to a permanent policy without a medical exam. Term insurance policies do not have have a cash value, so if you choose to end the policy, you are not entitled to money back.
CRITICAL ILLNESS INSURANCE was created in 1983 by Dr. Marius Barnard in South Africa. As a heart surgeon, Dr. Barnard noticed that financial issues often hindered the recovery of his patients. Since 1983, CRITICAL ILLNESS INSURANCE has continued to gain acceptance and popularity in several countries including Canada.
Segregated funds offer certain advantages that are not available through other investments. Assumption Life offers a guaranteed payout of 75% of original deposits upon maturity, as well as a 100% death benefit. With segregated funds, all funds payable are also distributed directly to your designated beneficiaries and do not become part of your estate, which may potentially avoid any applicable probate fees upon your death.
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