Getting a mortgage can be time consuming and stressful. Many don't realize that mortgage products can be quite complex and that there are many different types of decisions to make. As a mortgage professional, it's my job to research the market for you and arrange the mortgage financing that meets your needs so you save time, energy and money.
I have a disciplined mortgage process where I first get to know you and understand your goals and objectives. Only after a needs assessment can I clearly outline your mortgage options so you can make an informed decision. Once we've decided on a mortgage plan, I will efficiently manage the transaction, keeping you up-to-date throughout the process.
I have a disciplined mortgage process where I first get to know you and understand your goals and objectives. Only after a needs assessment can I clearly outline your mortgage options so you can make an informed decision. Once we've decided on a mortgage plan, I will efficiently manage the transaction, keeping you up-to-date throughout the process.
Services
Mortgage Brokers are independent, trained professionals licensed to represent and provide you with the best advice for your mortgage needs. Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
Investment properties - particularly smaller, residential real estate - are now accessible to many average Canadians. And as any homeowner will confirm, real estate has been one of the most attractive investment categories in Canada for the past decade.
If you're considering an investment in real estate, start by having a conversation with an experienced Mortgage Broker, to explore some of the innovative new options and great rates available today.There are many Canadians jumping at the chance to own a recreational property. The aging baby boomer population is flush with capital and an insatiable desire for a waterfront or other recreational property.
If you're considering an investment in real estate, start by having a conversation with an experienced Mortgage Broker, to explore some of the innovative new options and great rates available today.There are many Canadians jumping at the chance to own a recreational property. The aging baby boomer population is flush with capital and an insatiable desire for a waterfront or other recreational property.
If your mortgage renewal is fast approaching then you'll soon be at an important financial milestone. Now's a great time to look at the many innovative options and competitive rates available. Lenders send out renewal forms just prior to renewal dates to those with good payment histories, with about 70% of homeowners sending it back without asking any questions.
When it comes to mortgages, it hasn't always paid to be self-employed - because reducing your taxable income can make it difficult to qualify for the mortgage you deserve. We understand business owners because we're business owners, too. What's better, we have a long list of institutional and private lenders that offer excellent mortgage options for self-employed Canadians.
Mortgage loan insurance is insurance provided by Canada Mortgage and Housing Corporation (CMHC), a crown corporation, and GE Capital Mortgage Insurance Company, an approved private corporation. This insurance is required by law to insure lenders against default on mortgages with a High Ratio. The insurance premiums are paid by the borrower and can be added directly onto the mortgage amount.
