Providing home buyers the Stony Plain, Spruce Grove and Greater Edmonton Area with a less stressful and understandable home buying experience. I offer people a wide variety of great purchase options, competitive rates from some of the most reputable lenders in the business and a wealth of home mortgage advice.
If you don't know about the role that mortgage brokers play in the process of getting a mortgage, you could be leaving thousands of dollars on the table. Here are several reasons why you should use a mortgage broker. Many business-for-self owners fully utilize their allowance for expenses in lieu of extra income, something most banks will not recognize.
If you don't know about the role that mortgage brokers play in the process of getting a mortgage, you could be leaving thousands of dollars on the table. Here are several reasons why you should use a mortgage broker. Many business-for-self owners fully utilize their allowance for expenses in lieu of extra income, something most banks will not recognize.
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I'm a wife, mother, animal lover, and foodie. I thrive on challenge and helping people. Which is why I chose this career. Many Canadian homeowners pay too much for their homes because they are not getting the best mortgage financing available in the market. The mortgage process can be intimidating for homeowners, and some financial institutions don't make the process any easier.
Mortgage Brokers are independently trained professionals licensed to represent and provide you with the best advice for your mortgage needs. Hiring a mortgage broker should be one of the most important parts of the home buying process. If you don't know about the role that mortgage brokers play in the process of getting a mortgage, you could be leaving thousands of dollars on the table.
Buying a home is no easy task. You need to have enough money for a down payment and closing costs. You have to research mortgages, how to get one and/or what mortgage will work best for you. You have to research neighborhoods and homes and find a realtor. And once your offer is accepted you have to navigate home inspections, lawyers, and moving.
Mortgage refinancing is the process of replacing your mortgage or mortgages on your property with a new mortgage, generally with different terms than the original mortgage. Don't let penalties deter you; first, know the numbers. Breaking your contract for a lower interest rate can save you money over time, depending on the penalty and the size of your outstanding mortgage.
At the end of your mortgage term, so long as you still owe a balance, you will need to renew your mortgage for another term. With each mortgage renewal comes the opportunity to assess your current mortgage and compare it to any new financial goals you may have.
Mark your current mortgage term's maturity date on the calendar, then count back 90 days (~3 months) and mark that too; this is the date you would want to start talking to your mortgage broker to determine what your options are.A lot can happen throughout your current mortgage term. Your financial goals at the beginning of your current mortgage term may no longer match up with your goals today.
Mark your current mortgage term's maturity date on the calendar, then count back 90 days (~3 months) and mark that too; this is the date you would want to start talking to your mortgage broker to determine what your options are.A lot can happen throughout your current mortgage term. Your financial goals at the beginning of your current mortgage term may no longer match up with your goals today.