Michael helped my husband and I with switching over our current insurance to a cheaper more affordable plan. We were with our previous broker for 5 years and with Michael's amazing customer service and expertise he saved us over $700 a yr. He made it a very easy transition and thankful for all the hard work he did for us.
Definitely would recommend talking to him and let him save you money like he did for us. When ice damming caused an unexpected water feature in the middle of Gary & Cathy's kitchen - the three weeks worth of extensive repair work required the couple and their two daughters to move out. When it was all said and done - the family moved into a fully furnished apartment, complete with a dinner & movie night out - on us.
Definitely would recommend talking to him and let him save you money like he did for us. When ice damming caused an unexpected water feature in the middle of Gary & Cathy's kitchen - the three weeks worth of extensive repair work required the couple and their two daughters to move out. When it was all said and done - the family moved into a fully furnished apartment, complete with a dinner & movie night out - on us.
Services
It takes a special kind of person to put the needs of others ahead of your own - but that's exactly what makes the people here special. It's why you hear us say; "how can I make this the best call of your day" whenever we pick up the phone, and it's the reason we go to extraordinary lengths to make things right.
One of the most common types of liability claims for farmers are for pollution liability. This is where, through a fuel leak, manure leak, or over spraying accident damage is done to neighboring property. Most general farm liability policies will exclude bodily injury or property damage that occurs as a result of a pollution incident.
Your farm insurance policy will provide protection for your dwelling, as well as your personal possessions and personal liability. The first step in determining the coverage for a dwelling is an evaluation on the rebuilding cost for the home. This is the basis for the limit of home coverage.
Your contents coverage limit and other limits for items such as detached private structures (personal garages or sheds) and additional living expenses are provided as percentages of the limit of coverage for the home.For older Farm Homes some insurance companies provide an option for functional replacement cost.
Your contents coverage limit and other limits for items such as detached private structures (personal garages or sheds) and additional living expenses are provided as percentages of the limit of coverage for the home.For older Farm Homes some insurance companies provide an option for functional replacement cost.
This is the coverage that applies to any building on your property that is not the home. The following farm buildings fall under this coverage; Barns, Silos, Sheds, Grain Bins, Feed Tanks, Manure Tanks and other farm related structures such as generator buildings. When determining the coverage limit for a farm building the most important consideration is to know what is included in the rebuilding cost for the building.
Your livestock is one of the largest and most important assets that your farm operation has. It's also what drives your income and livelihood. Because of that, we take getting the right coverage in place for your cattle, poultry, hogs, horses or any other type of livestock very seriously. The most important consideration for livestock coverage is to properly list out the numbers and values of each class of livestock that you have.
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