Mortgage Managers
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Mortgage Managers
If you need a mortgage to purchase a home, want to refinance your existing mortgage, or if your mortgage is up for renewal, Mortgage Managers can handle your financing needs. As a First Time Home Buyer, you probably have a million questions. There are many different ways a Mortgage Managers broker can help you find the mortgage progam that is best suited to your needs.

Here's a brief description that will help you explore your options. If you're ready, you can Apply right now via our Secure On-Line Mortgage Application. Just select the Mortgage Managers broker you would like to work with and they will contact you to discuss your mortgage needs. You might be sitting on a pile of cash via the equity in your home.
Services
There a number of ways to submit a credit application. However, we believe in getting to know our clients so we can help them meet their financial goals. Therefore, we would prefer to meet with you to discuss your mortgage and your personal situation. And, often it is easier for you to see and discuss the numerous mortgage options in person.
As independent mortgage brokers and mortgage agents, we're not tied to any one lender or range of products. Our goal is to help you successfully finance your home or property. We'll start by getting to know you and your homeownership goals. We'll make a recommendation, drawing from available mortgage products that match your needs, and we will decide together on what's right for you.
The Mortgage Managers team believes it is important to get involved in supporting local community groups and charities. Mortgage Managers has been picking up trash around the Highway 103 and Hammonds Plains Road interchage at Exit 5 since 2011. We have picked up over 100 bags of garbage duing this time.
Finding you the most suitable mortgage for your unique situation is just the first step. Mortgage Managers has invested in sophisticated computer software that enables us to proactively manage your mortgage debt during its term, monitoring that debt for interest saving opportunities. Our goal is to ultimately help you pay off your mortgage as quickly as possible, while enabling you to enjoy a comfortable lifestyle.
Buying your first home is exciting, but it can be a little scary too, if you are not well prepared financially. We have a great Home Budget Calculator that will help you explore your household budget to help you determine what you can realistically afford. We also have a fantastic Mortgage Qualifier Calculator that will help you explore your Home Purchase Price and Mortgage Payment options.
Reviews (13)
Bree F.
Bree F.
Jan 13, 2022
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The best people you could ask for to guide you through your mortgage process. I was in a tight spot needing to move in a short time, trying to get everything done over the holidays and some other added complications along the way but Margaret and James managed to pull everything together in time while still taking the time to explain everything as we went as I was a first time buyer. They're patient, professional and easy to work with but more importantly they're good people who actually care you. I can’t thank them enough and would highly recommend them.
Robert Lindley
Robert Lindley
Jan 01, 2022
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To make a long story short, James got the mortgage done for us. This mortgage company came from a recommendation from our Nova Scotia real estate representative. James returned our phone call and said he could represent us and get a competitive mortgage rate with their contacts.
After a lengthy Zoom call introduction, James went through the information that was required to apply for the mortgage and was satisfied that we would have no problem for the amount we required.
Through the course of 40 days until sale closing , he requested and we provided the financial documents. However, some information
Jonn Graham
Jonn Graham
Dec 13, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Helped us return to home ownership after a few years. Did a great job and found us rates that even our own banks and credit unions couldn't touch!
Sangay G.
Sangay G.
Dec 09, 2021
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Jim and Margaret made it easy, got us a great rate-better than our own banks and credit unions.... and after a several year absence have a home of our own again! Thanks for the job well done guys!
Teresa Faulconer
Teresa Faulconer
Oct 29, 2021
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Positive: Professionalism, Quality, Responsiveness
I cannot say enough about the dedication and professionalism from Margaret and James. They went above and beyond to help me through the process of buying my home in NS. I recommend Mortgage Managers a hundred times over. You won't be disappointed!!
Kevin Foggoa
Kevin Foggoa
Oct 18, 2021
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Was great service and friendly at the beginning. Very knowledgeable and helpful. However after a while, the replies got fewer and more unresponsive. After about 6 months, they just stopped completely. Would recommend if you are buying property within a month or two of talking to them, but other than that, deal with someone else. Was very disappointed.
Dr. Chad
Dr. Chad
Aug 12, 2021
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Positive: Professionalism
I've dealt with James and Margaret several times over the years and they've always been professional, responsive and detailed. Helped me navigate through an unconventional mortgage application with success, thank you for your hard work and great service!
Lisa Langille
Lisa Langille
Jun 28, 2021
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I wanted to write a review regarding the very poor unresponsive customer service we received from James, the owner. He was very responsive in the beginning of our inquiry on obtaining a Mortgage. My husband and I had a very long informative Zoom meeting with him. We walked away with items to work on and what we needed to get get done. After this- He was completely unresponsive. He was so unresponsive that now I hope and wonder if he is ok, health wise. If not, I apologize for the poor review. I feel like because we were not 100% ready to get a Mortgage at that time, he put us on the very back burner
Shaun Mac
Shaun Mac
Feb 25, 2021
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We have gotten two mortgages through James and Margaret and will continue to do so in the future. Amazing customer service and very knowledgeable. Made the entire process as smooth as possible and got us a very low interest rate. Answered every question we had quite clearly as well, I am definitely more knowledgeable about mortgages and the home buying process after dealing with them.
Travis Sewell
Travis Sewell
Oct 26, 2020
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James and Margaret were great to deal with. They were extremely helpful and knowledgeable. James took his time to go over every detail with us and got us a fantastic interest rate. If your looking for a great broker I would highly recommend James and Margaret.
Margaret MacRae
Margaret MacRae
Jan 01, 2020
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We are grateful for finding James and Mortgage Managers. He made the whole process of buying our family home very comfortable and without pressure. Knowing that he was shopping around to find us the best rates was reassuring for us. He walked us through the whole process and made sure we understood the terms. Very professional business and would not hesitate to recommend him to others!
Jamanda D.
Jamanda D.
Oct 15, 2014
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Great people and great service! Couldn't find anyone better to speak with regarding your mortgage. Great job Margaret and James!
Paul C.
Paul C.
Nov 05, 2012
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After driving by for years, we finally stopped in since we were shopping around to refinance.... met with James and Margaret and we were very impressed... everything was very well explained and our rate was excellent (our previous lender could not offer the same rate!). They were very good at following up and went the extra mile when more info was required...
Our son was getting the run around with a bank for his mortgage and his deal was on the verge of collapsing... James and Margaret were recommended and they saved the day!!