Utley Financial Group
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Whether you're starting a new family, preparing for retirement, or saving for your child's future. Darrin Utley began his career with London Life in 1996 after graduating from the University of Windsor. Darrin enjoys working with his clients to create customized financial plans and strategies to best suit their individual needs.

He is a Certified Financial Planner and a lifetime member of the Million Dollar Round Table. Darrin incorporated his business in 2010 under the name "Utley Financial Group" giving him greater flexibility in providing products and advice to his clients. He is actively involved in many community organizations and enjoys spending his free time with his wife Jennifer and daughters Avery and Hannah.
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Have you recently received a pension option package? We regularly deal with these types of packages and can help you make an educated decision on your options. The particulars contained herein were obtained from sources which we believe are reliable, but are not guaranteed by us and may be incomplete.
Volatility and risk are different concepts, but both have a role in determining your investment success. Volatility is simply how much the market will increase or decrease, whereas risk is the amount of loss or gain you are willing to accept. The volatility of your investments is often a result of the level of risk you are willing to accept.
Financial security planning is both tactically short- and medium-term; while simultaneously taking the long-term strategic view for retirement; potential critical illness and estate planning. It is a process that we engage in mutually as client and financial security advisor, to aim for and achieve your life goals via professional management of your financial affairs.
A financial security plan is multi-faceted: It must anticipate change and reflect your specific financial goals and objectives, while considering your level of investment risk tolerance. Your plan should be flexible enough to anticipate life's many fluctuations.

Financial circumstances and responsibilities change over time, such as: a career or income changes; the birth and education of your children or grandchildren; major purchases such as a home; retirement; and other life events, such as a disability or need for long-term care.We'll help you create a plan just right for you.
If you own a business, and your children and/or spouse work therein, consider paying them a reasonable salary from the business. If this is their only income, or they only work part-time elsewhere, they may not need to pay personal income tax if they earn below their personal tax exemption. If you own a business, pay yourself enough income before the year-end.
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