Ganaraska Financial Credit Union offers all the products and services you expect from a financial institution, but we do it with you and your community's best interests in mind. Founded over 75 years ago, we take pride in making our members' lives easier and our communities stronger. We work with like-minded individuals, groups and organizations to help make our communities a better place to live.
If you're looking for a career opportunity that offers challenges, rewards, fulfillment and room to grow - we are the company for you.
If you're looking for a career opportunity that offers challenges, rewards, fulfillment and room to grow - we are the company for you.
Services
Whether you prefer to bank digitally, over the phone or in-branch, we make managing your money easy - anywhere, anytime. If you prefer personal banking support, our friendly teams are here to help by phone Monday to Friday, 9am - 5pm, or in-branch from 10am - 4pm. Convenient, easy and secure, our online banking lets you manage your daily finances with ease from your desktop or laptop computer.
No age limit - Unlike the RRSP, you can contribute to your TFSA for as long as you'd like. Carry over withdrawals - Any withdrawal you make adds extra contribution room the following year. Flexible investing options - Your TFSA can hold a number of investments, including TERM DEPOSITS. Whether you're saving for a new car, a dream vacation or a home, our experienced team will tailor their advice to help you get there.
Lower your tax - Regular contributions to your RRSP will reduce the tax you owe, especially during your higher income years. Grow your money - Because your RRSP is tax-deferred, your earnings will be tax sheltered until you withdraw them in retirement. Contribute until you're 71 - Make annual contributions up to 18% of your earnings or the government-mandated maximum limit until you turn 71.
A Registered Education Savings Plan (RESP) is a tax-sheltered government plan that allows you to contribute up to $50,000 for a child's post-secondary education - whether it's your child, a grandchild or a friend's child. Grow your money - Because your RESP is tax-sheltered, the investment earnings will grow untouched until they're withdrawn.
Get peace of mind that your payment obligations are covered in case of unexpected life events. Take the worry out of travelling by purchasing travel medical insurance for your next trip. In Ontario, the moment you make a deposit as a credit union member, your insurable deposits are protected.
Non-registered insurable deposits held at an ONTARIO CREDIT UNION in Canadian funds, payable in Canada, have a maximum coverage amount of $250,000, while deposits in registered accounts have unlimited coverage.
Non-registered insurable deposits held at an ONTARIO CREDIT UNION in Canadian funds, payable in Canada, have a maximum coverage amount of $250,000, while deposits in registered accounts have unlimited coverage.
