Kal-Mor Mortgages
Call now
Call now
Website
Call
Kal-Mor Mortgages
Proudly providing great mortgages to hundreds of happy clients in Vernon and the Okanagan for over 30 years. Whether you're a first-time home-buyer, self-employed, or simply purchasing another home, we've got you covered. With just one simple application, we'll search over 40 lenders to find you a mortgage with low rate with great terms that you'll love.

It's hard work being an entrepreneur. We can make it easier for your business to succeed with a range of commercial financing options so you can overcome challenges and take advantage of opportunities. And if you're thinking about a really big commercial venture, be sure to call us. We know a few guys.
Services
Peter Pogue founded Kal-Mor Mortgages in 1992 because he wanted to give Vernon and North Okanagan home buyers access to great rates, flexible options and more attention. Since then, he has helped hundreds of people find the perfect mortgage. Throughout his work as a Vernon mortgage broker, Peter has also offered clients unique investment opportunities and connected homebuyers with individual lenders.
With just one simple and easy application, we'll search over 40 lenders to help you find the lowest rate and the right terms. The rates we can secure for you are at least 1% lower than the banks. At Kal-Mor, we truly value your time. We're available day or night, at home or the office, weekdays or weekends, to accommodate your busy schedule.
If you are a buying home for the first time than navigating your first-time homebuyer's mortgage can seem like quite the challenge. You're treading new waters and there are a lot of financial decisions that you will have to consider and plan for. Sometimes, it can be challenging to find a flexible mortgage lender to help you out with the first-time home buyer mortgage requirements.
Getting a pre-approved mortgage can be very beneficial in buying a home for the following two reasons:. The pre-approval is going to hold a rate for approximately 120 days, thereby protecting you from any sudden increase in the rates. At Kal-Mor, we make sure all our processes are efficient for our clients.
Private mortgages are a fantastic alternative, no matter where you live. Institutional lenders are not always willing or able to lend money to everybody. Thus, private home loans are an incredible opportunity through which you can get the money you require from a reliable source. Most traditional lenders must stick to firm lending guidelines, which makes it difficult to lend to individuals who have unique loan requirements.
Reviews (9)
Carrie Dawn Schultz
Carrie Dawn Schultz
Jan 02, 2022
Report
Peter Pogue is an exceptional mortgage broker. He kept us advised every step of the mortgage process and handled everything thoroughly and efficiently. From beginning to end, we recieved excellent service. He found the right financing plan to meet our needs . We have known Peter for 20years and we recommend him and his company to anyone.
Owoola Adedigold
Owoola Adedigold
Oct 11, 2021
Report
I saw so many people talking about a lady called Mrs Brenda and i kept wondering if she is really an expert trader like they say and not a scammer like the others, then i contacted her and i was shocked and amazed that with just $1000 i invested, Brenda helped me managed my account and after 7 days of trading, i made my first withdrawal of $12,900. I’m so happy sharing this testimony with you all, you can contact her via WhatsApp or email and make good profit WhatsApp: +1 (805) 491-5639 Email: brendawilliam784@gmail.com.
Mike Howe
Mike Howe
May 02, 2021
Report
Peter has gone above and beyond to help me through the process of buying my house. I would recommend him to anyone who is looking to purchase or sell a home. I had a lot of extra needs that needed to be met and had no problem achieving these for me I would definitely recommend him going forward.
Tom Houghton
Tom Houghton
Mar 14, 2021
Report
Peter is awesome! My family and I were searching for our first home and went through a nightmare of an experience with another broker in town before connecting with Peter. He turned what seemed like a hopeless situation into us finally achieving our long term goal of owning our own home! He was quick to respond and always available, down to earth and made us feel at ease through the stressful times. I can't say enough about how great Peter was and how hard he worked to make things happen for us. Thank you again for everything Peter!! We look forward to working with you again in the future :)
Tanya Leigh
Tanya Leigh
Jan 05, 2021
Report
Peter helped us through the process of buying our first home and took the time to answer any and all questions. Highly appreciated his availability and excellent communication.
Mysti Davina
Mysti Davina
Aug 24, 2020
Report
Positive: Quality
Peter was great to work with, when TD bank failed me I turned to Peter and he found me a lender that approved my mortgage in a few days. Peter made getting a mortgage easy, wished I had used him in the beginning!
Ryan Bohlken
Ryan Bohlken
Jul 26, 2020
Report
Positive: Professionalism
Peter at Kal-Mor did an amazing job. He was professional and took personal care of my family and I. Got us a great deal. Took care of our interests.
Michelle Lengkeek
Michelle Lengkeek
Jul 04, 2020
Report
Peter was awesome and I felt no anxiety like at a bank or credit union. We had never used a broker before and now I wonder why not! Our rate is much lower than our lender could provide even during this historical time of low rates!
We will be coming to you in five years! I felt very comfortable and taken care unlike our previous lender.
Josh Robertson
Josh Robertson
Jun 11, 2019
Report
Working with Peter was great, he helped us buy our first house. He understood our needs and made it feel like a personal experience. Would definitely recommend him to not only first time home buyers but anyone looking for a hands-on broker who is invested in them and getting them the best rates.