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Ivan M Consolidated Financial Service
Ivan M. Cons is a Financial Security Advisor who has been helping Montrealers with their insurance needs since 1990. Ivan's more than 30 years of experience will ensure that you receive the right advice every time. He is skilled in all areas of personal and corporate insurance and his wealth of knowledge can help you navigate a new purchase or reassess an existing policy or account.

Integrity is one of the cornerstones of his practice as is providing quality & personalized service with a fully staffed office that is always available to help you. Ivan recounts the story of a client that he was able to help through the most difficult time of her life. Ivan recommended and provided life insurance for my partner and I when we bought our condo to cover our mortgage.
Services
It is very affordable and an excellent way to cover a short term need. Many people will use a term policy to replace their mortgage insurance as it is often less costly, offers a non-decreasing death benefit, and allows you to choose your own beneficiary. It also allows you to insure both parties individually.
The performance of a Universal Life policy can vary a great deal and must be properly explained. Let Ivan help you determine what type of permanent insurance to buy or let us review your existing policy to avoid any unpleasant surprises down the road. Universal Life is particularly attractive to business owners with retained earnings that are looking for a tax-exempt growth opportunity.
Whole Life Insurance has been around for over 100 years and it's a predictable, sustainable, permanent policy that is extremely popular in the market place. Whole Life Insurance provides a steady dividend to the policy holder each year and once that policy dividend is credited, it is invested. So, in other words, in remains inside the contract and cannot be reduced or modified.
If you are having trouble getting life insurance because of your health or lifestyle, we may have a solution for you. Guaranteed Issue Non-Medical insurance is a wonderful product that is much more forgiving than your traditional life insurance.

It opens up a world of possibility to those who have had cancer, stroke, heart attack and other hard to insure medical conditions as well as to those who were previously rated with extra premium or assumed they were not insurable.There are many levels and categories to this type of product and a purchase should not be negotiated without your broker's expertise.
We offer products that replace the typical bank product that either have a level or decreasing cost. Let's get it straight if you own your Mortgage Life Insurance with your bank or other financial institution, chances are, you're paying too much. Mortgage Life Insurance can be purchased either with a level benefit or a decreasing benefit, the choice is up to you.
Reviews (7)
Sijan Sivapatham
Sijan Sivapatham
Jan 31, 2022
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Positive: Professionalism, Responsiveness
Ivan is a great professional who is knowledgeable and helpful in meeting your needs. I have been with Ivan for years and I have always appreciated the value he brings to the table.
Vitsy Vecece
Vitsy Vecece
Jan 26, 2022
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Positive: Professionalism, Responsiveness
Ivan is very attentive, listens to your needs and wants and responds with relevant offerings. He is very patient and explains clearly and with care in detail and is always available to answer questions.
Brian Dabarno
Brian Dabarno
Jan 03, 2022
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Positive: Professionalism, Quality, Responsiveness
Ivan provides that added value when you are looking for insurance and financial service solutions.
Anthony Nitti
Anthony Nitti
Jan 02, 2022
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Positive: Professionalism, Responsiveness
Ivan is very knowledgeable and professional. Takes the time to explain things and takes a personal approach to dealing with his clients.
Christiane Belanger
Christiane Belanger
Dec 28, 2021
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Ivan has always taken care of our family investment needs for the past 30 something years. He is always available when we need to speak with him and has guided us on the right path. Very caring, kind, put us at ease during questionable times. Investments are per forming well since the beginning. We appreciate all the efforts he has taken to keep our investments, insurance needs on track. Highly recommended.
Paul Ogueri
Paul Ogueri
Nov 29, 2021
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I Have tried different trading platform, my last experience with Mrs Kathrine Lucas is the best ever, I traded with $500 and within a week i made profits of $6,500 and to my greatest surprise no extra charge was paid for my withdrawal. So I recommend kathrine lucas platform for effective trade to every one. Email:kathrinelucas170@gmail.com WhatsApp no:+1(252)3688769
Elizabeth Richards Lepage
Elizabeth Richards Lepage
Apr 10, 2019
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They are honest and really listen to your needs and give the best advice, I have been with for many years.