We proudly have Ottawa's highest car loan approval rating for people with no credit, or a history of bad credit. We proudly have the highest approval rate in Ottawa. Whether it's bad credit history or no credit history, we've been helping hundreds of thousands of people in the greater Ottawa area get approved so that they can take back control of their mobility and freedom.
Thanks to Second Chance I was able to get in my Dodge Charger. Deandre, thanks for your time in working with me and get things squared away as fast as you could. I appreciate everyone who did their part in getting me into my vehicle with no issues. Thanks again Second Chance Auto Sales Team, J. Grimes.
Thanks to Second Chance I was able to get in my Dodge Charger. Deandre, thanks for your time in working with me and get things squared away as fast as you could. I appreciate everyone who did their part in getting me into my vehicle with no issues. Thanks again Second Chance Auto Sales Team, J. Grimes.
Services
Ottawa's #1 used cars dealership and provider of loans for people with bad credit. In Canada there are over 30+ lenders currently operating in the auto finance sector and we work with every single one of them, meaning we not only aggressively shop the market for the best approval - you know you are guaranteed the best auto finance rate & approval possible.
Our BACK ON TRACK program is designed to give you the information, tools and a complete blueprint to getting your credit back to a good rating within as little as 10-24 months! No matter what your credit history looks like! Many of our happy clients have been through major life events or financial hardships.
Find out how credit scores are calculated and how creditors might use them to make certain lending decisions about you. A credit score is a three-digit number, ranging between 300 and 900, which is designed to represent your credit risk, or the likelihood you will pay your bills on time. A credit score is calculated based on the information in your credit report.
Reviews (13)
Charlotte Letourneau
Jan 24, 2022
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Positive: Professionalism, Quality, Responsiveness, Value
Andy was truly amazing! He really helped me out through a tough financial situation, he went above and beyond to make sure I left with a car no matter what. He made the whole process simple, smooth and stress free. Definitely ask for him next time you're looking for a car!
Andy was truly amazing! He really helped me out through a tough financial situation, he went above and beyond to make sure I left with a car no matter what. He made the whole process simple, smooth and stress free. Definitely ask for him next time you're looking for a car!
Dustin Thomson
Nov 29, 2021
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Jennifer Devries
Nov 19, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I had the absolute pleasure of meeting with and dealing with Andy. I came in with high demands after getting a run around at another dealership. Andy managed to work his magic and meet all of my demands, and in a very short time as well. I am so thrilled with my new vehicle, and will be sending everyone I can think of in to see him!
I had the absolute pleasure of meeting with and dealing with Andy. I came in with high demands after getting a run around at another dealership. Andy managed to work his magic and meet all of my demands, and in a very short time as well. I am so thrilled with my new vehicle, and will be sending everyone I can think of in to see him!
Fitzroy Safar
Nov 01, 2021
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I've visited several car dealers this past year, but I had the best experience at 2nd Chance Auto. Hamza was a pleasure to work with, he's very genuine and knowledgeable. He really delivered a great customer experience and came through in a short amount of time with a great SUV with all the checkmarks on my list. Even with my personal credit challenges, he made it happen and I'm very grateful. I highly recommend Hamza and the team at 2nd Chance Auto!
Cameron Bursey
Oct 26, 2021
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From start to finish, Hamza definitely gave me the best experience I ever had of buying a used vehicle. Can not stress enough how professional he was during the whole process. He is a credit to your business! You can also tell the owners here take pride in their business and don't cut corners like most used car dealers. Thank you second chance! Can't wait to come back and get my next car.
Talhia McNeil
Oct 24, 2021
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Alex Spurrell
Oct 23, 2021
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I was in a tough spot, the transmission had just gone in my car and I needed an upgrade. I got into a car that I absolutely love very quickly and at a great price. Hamsa made it fast and easy and was really good at explaining financing in a way that made me understand what I was getting in to. Highly recommended!
Ben Smith
Oct 15, 2021
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Positive: Professionalism, Quality, Responsiveness
Kelsey is the best! Helped show me how other places I was looking at were just looking for the biggest dollar, got me an interest rate 10% lower than any other offer i got, and a 3 year newer car! Highly recommended for all drivers new and reshopping.
Kelsey is the best! Helped show me how other places I was looking at were just looking for the biggest dollar, got me an interest rate 10% lower than any other offer i got, and a 3 year newer car! Highly recommended for all drivers new and reshopping.
Aimee Palmer
Sep 29, 2021
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I just bought a 2016 Dodge caravan from Andy at 2nd chance. He was amazing. He not only helped me get a vehicle, but he was professional, and a pleasure to work with. He took the time to explain things to me, and contact me with any updates. I would highly recommend Andy to anybody who is looking for a vehicle. Thanks again Andy. You rock!
RelentlessEating AndGaming
Aug 01, 2021
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Wendy G.
May 01, 2021
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I wouldn't go there again, recommend them to anyone and if possible would get out of my deal. When I went to get my car it wasn't plated and taxes weren't paid on it because they said they weren't licensed to do that in Quebec. They gave me a check that didn't cover all the taxes or the plates. I gave them the invoice and now they ignore me. I also had to ask at least five times for copy of paperwork.
Chad C.
Nov 01, 2020
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Mitchell G.
Jun 27, 2019
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Before you buy a car from these people, if you are going on the back on track program.
Make sure you get everything in writing, I did not.
They called me a few months after I bought the car from them.
The person wanted to put me in a newer car.
I was told my credit is so bad, I should jump on the offer.
And then she laughed at it.
Make sure you get everything in writing, I did not.
They called me a few months after I bought the car from them.
The person wanted to put me in a newer car.
I was told my credit is so bad, I should jump on the offer.
And then she laughed at it.
