Penfinancial Credit Union
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Penfinancial Credit Union
PenFinancial Credit Union has been helping Niagara grow for over 60 years. With 20,000 Members, and a rich history, our roots are firmly planted and our future is strong. As a values-driven co-operative we believe the prosperity of our Members and our community go hand in hand, and we're on a mission to improve lives and strengthen communities.

Our Truly Local Commitment is ingrained in everything we do, which is why we invest 10% of our pre-tax profits back into Niagara and Haldimand communities. We hold ourselves to an uncompromising standard of giving back, whether it's through our B Corp certification, socially responsible investing philosophy, or donating the Bob Watson Community Room space to local not-for-profits.
Services
Our rates are consistently among the most competitive in Niagara. Whether you want to pay down your mortgage faster, or watch your money grow more quickly, you can be confident that your money is being put to work at PenFinancial. Your money is safe at PenFinancial. Your deposits held at PenFinancial are insured by FSRA for up to $250,000 for unregistered accounts, and unlimited deposits for registered accounts.
At PenFinancial, our people are our greatest asset and our values speak for themselves: accountability, passion, integrity, respect, and knowledge. More than a poster on the wall, our values guide everything we do. They're values we live every single day - where everyone has a voice and where we listen.
Joining PenFinancial Credit Union is about more than just the money, it's also about building communities that thrive. We believe the prosperity of our Members and our community go hand in hand. PenFinancial offers all the same great products and services that other banks and credit unions do - all at very competitive rates.
PenFinancial savings accounts consistently offer ultra-competitive interest rates, so you can watch your money grow. You'll see your community grow with your deposits too. When you invest your money with PenFinancial, it's invested back into Niagara and Haldimand communities. At your truly local credit union, your money is safe.
PenFinancial's mortgage rates are among the best in the market, but you'll get more than just great rates at PenFi. You'll get the help and advice you need to grow your home and build your future. You'll also help your neighbours. With 10% of pre-tax profits donated back into Niagara and Haldimand to fight issues like poverty and homelessness, PenFi offers a different way to do banking.
Reviews (12)
Teddy Omcute
Teddy Omcute
Feb 05, 2022
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Linda james is a true professional trader, she's very Personable & Extremely Knowledgeable in FOREX TRADING INVESTMENT. She goes extra mile to understand his clients needs so that he can provide Just what is important to them ... I highly recommend you all to her, She can help you trade your Bitcoin without any lose, she helped me, You can reach her via through WhatsApp: +1 (832) 324-5625 Email: lindajames0337@gmail.com
Ela Baronness
Ela Baronness
Jan 28, 2022
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I am proud to recommend Mrs. Taisha carson for a selfless and reliable investment service, I was constantly looking for a reliable platform to invest and my friend introduced me to her platform and I realized this is the best platform to invest on because she maintains discipline in her investment, relationship and strategies to ensure the complete transparency and credibility of her investors. if you want to be financially successful invest in her platform now, Contact her Via Email:taishacarson021@gmail.com Whatsapp: +1 (910) 502-3651
Nasiru Yusuf
Nasiru Yusuf
Jan 25, 2022
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If you have not invested with Mrs. Taisha carson, then you should not give up on trading yet because you have not invested with the best forex and trading expert. This is my third time trading with the wrong person on a wrong platform until I found out about Mrs. Taisha carson. She did a marvelous job with my $1,000 and I earned $10,850 in 7days.… She's an expert to trust legit and fast payout of profits. She's trading for me on the 5th time. You have proven to me Mrs. Taisha carson that trading pays and i will forever be grateful. God bless you ma'am. Reach Mrs. Taisha carson today personally
Anthonia Joy
Anthonia Joy
Jan 22, 2022
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I don't believe in luck, I believe in trust and understanding, I've been with Mrs Taisha carson for some years and I've made good amount of money with her simple strategies of trading. Meeting with her has been the best experience that has happened to me in this past few years and I'm expecting yet another payment from the broker today. Scammers… are everywhere but to find a reliable trader like Mrs Taisha carson, Hash is not an easy task and my advice for you all is to come over and join her contact her directly on her Email:taishacarson021@gmail.com Whatsapp: +1 (910) 502-3651.
Akujobi Queen Akunna
Akujobi Queen Akunna
Jan 16, 2022
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Our professionalism, genuine kindness and bluntness at times when I needed to face reality are what made me progress. I invested $550 with Mrs. Taisha carson, and got $7200 in a week. I only wish I had known about her earlier from the first moment I decided to trade. Nevertheless, I am grateful! contact her via Email:taishacarson021@gmail.com Whatsapp: +1 (910) 502-3651
LAwan Alhaji
LAwan Alhaji
Dec 31, 2021
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Absolutely all the good news and all the positive reviews about Mrs Ariella an expert, skilled, and trustworthy Forex/Binary broker is 100% factual and true as I invested part of my hard-earned salary of $1,000 where Ariella Traded on my account effectively to be able to earned a huge profit of $13,000 after just 7 days trade on her extremely… profitable Forex/Binary company/platform. "Opportunities don't happen, you create them." Now I’m persuaded, convinced and totally believed on Forex/Binary Trades thanks to Ariella. Contact her @ What’s-app; +1(413)423-2035 E-mail;ariellacrypto75
Aisha Sheidu
Aisha Sheidu
Dec 30, 2021
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I'm so full of excitement and indebtedness for a tremendous outcome by MR Kevin McCarthycrypto, If I was told I will ever meet a Forex/Binary trader as legit, genuine and so hand-working like kenvin, I will probably not believe due to the evil adventure I encountered trying to Trade and was defrauded but was recommended to kenvin, I won't lie folks… my middle name turned to anxiety and didn't want to lose more funds, this time I choose to invest little with $500 and in just a week kenvin assisted me to earn $6,900, so I kept on investing continuously. Today I'm financially successful. contact
Kehinde Falana
Kehinde Falana
Dec 22, 2021
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This has been an incredible experience from day one This wasn't my first time trading but honestly I didn’t know what to expect when I first joined. After much loss. God walked me through the entire process from start to finish, which was a HUGE plus! They made the entire process so easy and hassle-free! I’m very impressed! I will definitely be referring his to you all. His Name is MR Kevin McCarthycrypto, best trader Contact him directly on Email: kenvinmccarthycrypto72@gmail.com WhatsApp:+1(726)268_3019
Ahmad Ibrahim
Ahmad Ibrahim
Oct 11, 2021
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I can testify that GEORGE STEPHANIE is the best and reliable forex trader who can earn you the best profits contact Her to know how it works. either on Her WhatsApp: +16269898464 or Email:Georgestephanie831@gmail.com
Gery Mercnik
Gery Mercnik
Feb 02, 2021
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Hi there my friends
My good friend John A. referred us to Pen Financial. We were very unhappy with TD Bank, once a customer for 40 plus years ..TD Bank became arrogant and steel like. They lost the human touch.
I met Catharine Palmer ( Financial Services Specialist at the Dorchester Branch ) for our mortgage application... recommended by the ....PenFinancial CEO...from the first minute it was amazing....very welcoming, professional knowledgeable, friendly, understanding, and accommodating. They are competitive and had better mortgage rates and saving interest accounts than all major banks at
Rebekah Hookings RebekahsReviews
Rebekah Hookings RebekahsReviews
Aug 06, 2020
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I opened my first student account here! I really loved this branch until I moved away. Always fair fees and they were a friendly bunch
Eddie Wright
Eddie Wright
Jun 26, 2019
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This is probably the friendliest bank in the Peninsula, I find the wait time very acceptable and the people and it seems at all the branches they go out of their way to make sure your happy. Keep up; the good work and don't change anything Eddie Wright Port Robinson On