D B Thomas Insurance Brokers
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Apply, sign and pay online from any type of device including desktops, tablets and mobile phones. Some insurance companies give you an automatic discount for consenting to credit score, no matter what your credit score is. The discount is higher for those with high credit score. If you consent to rating by credit score on your personal insurance policy, your credit score will not be negatively impacted.

Insurance companies do a "soft hit" on your credit, not a formal credit check (like if you take a loan or buy a phone on contract). The protection of your personal information is a priority. Your credit rating is not shared with anyone- neither your Broker, nor the insurance company see your credit score.
Reviews (10)
Krista Pennie
Krista Pennie
Jan 24, 2020
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2nd chance Auto Insurance found me rates no one else could. The online quoting was an efficient way of gathering all my information and I got a call minutes later. I also felt very secure with the back and forth signing of their forms. I've reccomended them to many and I only signed a few months ago.
Kc Foote
Kc Foote
Nov 11, 2019
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They have been great for my car insurance for the past 5 years. I also just made a house purchase and were quick with 3 days of having my house insurance ready and sent to my lawyer/ mortgage broker. Even a very quick edit too.
Brenda Proud
Brenda Proud
Oct 26, 2019
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They were very helpful and polite to communicate with and they really expain everything to you to make sure that you understand everything about your policy.
Anthonique Ferguson
Anthonique Ferguson
Oct 24, 2019
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Very fast and affordable service. My policy was active and application was handled and completed all within an hour. Aimee was extremely informative, professional, fast and efficient.
Shawn Girdhari
Shawn Girdhari
Aug 13, 2019
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The Agent Aimee that I had the pleasure of dealing with was prompt in providing me with all the assistance needed to very quickly provide me with a policy that suited my needs and at the best price quote I had been given anywhere. She was quick to respond to all of emails and ensured that my policy was in place before the end of day. Thanks Aimee! Would gladly recommend you and your organization!
Kim S.
Kim S.
May 31, 2019
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Not just for high risk policies, DB Thomas insurance is fast and competitive and you can do it all online. When I called in Michelle was amazing!
I recommend them for sure.
Pamela Han
Pamela Han
Dec 22, 2018
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We stayed with them for one year. It was easy to sign up with them but they couldn't care less after we signed up. This brokerage work with the worst insurance companies. When I asked them why they still work with an insurance company who never responds, their answer is, "oh we have a contract with them." When we can't get a satisfied answer and asked if we could speak with their supervisor, their response is basically "my supervisor will give you the same answer." Never ever sign up with them.
Vidushee Singh
Vidushee Singh
Nov 22, 2018
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It is an excellent company, I had the pleasure of working with Aimee Kalapacz and i highly recommend her:)
She was very helpful and efficient in her work and all my headaches were taken away!
I recommend them to anyine who needs another chance once things may not have turned up as they were meant to be and otherwise as well,they offer very competitive rates and stand for what they say!
Congratulations!
Simon McNeil
Simon McNeil
Nov 21, 2018
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After being forced into a "high risk pool" for a low-speed scrape in a parking lot, we had no option but to go with DB Thomas or do without a car. We ended up with ridiculously expensive insurance. What's worse, when we left the province, the insurer ended up charging us several hundred dollars in penalties for cancelling two days past our anniversary date. And DB Thomas did nothing to intervene or remediate the situation.
Never sign with these people. You will lose money.
Lilli Riebel
Lilli Riebel
Dec 15, 2016
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Not once have I talked to someone there, that was actually friendly. Why work there if you are not good with "people"?? A few times actually< i just called my insurance directly and they were very friendly and way more helpful than my Insurance broker!!! That's pretty sad.