Living in Durham Region since 1995, Adrian has developed an extensive knowledge of the Real Estate Market in the Region. From Resale & Investment properties to operating a very successful Rent to Own program, Adrian knows that success and achievement are by-products of hard work and great relationships.
Adrian's commitment to exceptional service transforms pressure-packed real estate transactions into stress-free negotiations for his clients, who can testify to his integrity and understanding of the market knowing that his client's interests come first.
Adrian's commitment to exceptional service transforms pressure-packed real estate transactions into stress-free negotiations for his clients, who can testify to his integrity and understanding of the market knowing that his client's interests come first.
Services
Your credit score is now the most important factor in determining how much house you can buy, so if you are in the market for a new home, you need to understand how it affects you. In order to make it easy for mortgage companies to determine the risk of lending to you, they are using a system called credit scoring (also called "FICO" scores).
There are a few easy ways to make extra principle payments that can save you a ton of money in interest expenses and get you mortgage-free sooner than you thought possible. The results of this simple strategy can save you a fortune and drastically reduce the length of your mortgage.
As an example, if your monthly mortgage payments were $734 dollars a month, but you rounded it up to $800 per month, you would save more than $48,000 in interest payments, and reduce the length of your mortgage by 7.5 years!This is an easy way to save money and shorten your mortgage. For example, if you have a $100,000 mortgage, and you have a $1000 tax refund this year, you take apply that refund to your mortgage.
As an example, if your monthly mortgage payments were $734 dollars a month, but you rounded it up to $800 per month, you would save more than $48,000 in interest payments, and reduce the length of your mortgage by 7.5 years!This is an easy way to save money and shorten your mortgage. For example, if you have a $100,000 mortgage, and you have a $1000 tax refund this year, you take apply that refund to your mortgage.
How to Avoid a Money Pit: Be on the Lookout for these 6 Warning Signs That Could Mean Expensive Repairs. Many people think that serious defects in a home are easy to spot, but the truth is, often the most serious and costly problems can only be detected upon very close inspection. When you are considering buying a home, look for the following six telltale signs of serious problems.
The best way to avoid this is to get pre-approved for a mortgage so you know exactly how much you can afford. Usually pre-approvals are free. You should always have a professional inspector look at the home before buying it, otherwise you could be looking at huge repair costs later on. Read this guide to avoiding a money pit.
Rent-to-Own is renting with the option to buy after a certain term (usually 36 months). It is for people who are unable to qualify for a traditional mortgage, or even a high ratio CMHC mortgage, to purchase a home at this time. Some reasons could be low down payment, new to the country, no or poor credit, self-employment, bankruptcy, consumer proposal, and divorce.
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