Robert Pellegrino

Rather than dealing with one institution, why not choose an independent broker who will negotiate with a number of competing banks and lenders on your behalf. As mortgages become increasingly complex with new products and more choices, we can advise you on the options that best meet your needs. In certain circumstances, you may have difficulty obtaining a mortgage from a financial institution.

You will spend a lifetime building your wealth and acquiring assets. Why leave up to one-half of it to the government? Without estate planning, your family many even need to sell transferred assets to pay for the tax bill. We put together strategies that will minimize the tax liability on your estate (and or offset it with life insurance).

You have worked hard to build a successful business and comfortable lifestyle. Now you want to protect what you have. Insurance can guard your assets and future income from the unexpected - illness, disability, or worse - worse it happens to you, your spouse or even a key business partner.

Life Insurance can be used in creative ways - for example, buyout fuding in case a business parter passes away, or to cover a tax liability to facilitate the transfer of your wealth.Life insurance proceeds are tax-free and are paid directly to the beneficiary.

We can develop your own personal financial plan with coordinated strategies for all aspects of your financial well being - from cash management and budgeting to insurance, estate planning, tax planning and investments. The investment component of your plan is designed to create wealth over time, whether for retirement, your children's education or other goals.