Alex is a resident of the Durham Region living in North Oshawa. Coming from a big Greek family the word Family is always at the forefront and is synonomous with how he treats everyone in his life. He truly cares about making a difference in people's lives and seeing the good in everyone. Having over 15 years of experience in Sales, Alex brings his wealth of knowledge and his brand of customer service to the Real Estate profession.
Our slogan "Real people building real relationships" is not just a slogan its how we do business and it's how we treat people. We are with you from start to finish giving you what we call our worry free experience. Ruby is a resident of the Durham Region also living in North Oshawa. Ruby has lived in Durham most of her life and is proud to call it her home.
Our slogan "Real people building real relationships" is not just a slogan its how we do business and it's how we treat people. We are with you from start to finish giving you what we call our worry free experience. Ruby is a resident of the Durham Region also living in North Oshawa. Ruby has lived in Durham most of her life and is proud to call it her home.
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Your credit score is now the most important factor in determining how much house you can buy, so if you are in the market for a new home, you need to understand how it affects you. In order to make it easy for mortgage companies to determine the risk of lending to you, they are using a system called credit scoring (also called "FICO" scores).
There are a few easy ways to make extra principle payments that can save you a ton of money in interest expenses and get you mortgage-free sooner than you thought possible. The results of this simple strategy can save you a fortune and drastically reduce the length of your mortgage.
As an example, if your monthly mortgage payments were $734 dollars a month, but you rounded it up to $800 per month, you would save more than $48,000 in interest payments, and reduce the length of your mortgage by 7.5 years!This is an easy way to save money and shorten your mortgage. For example, if you have a $100,000 mortgage, and you have a $1000 tax refund this year, you take apply that refund to your mortgage.
As an example, if your monthly mortgage payments were $734 dollars a month, but you rounded it up to $800 per month, you would save more than $48,000 in interest payments, and reduce the length of your mortgage by 7.5 years!This is an easy way to save money and shorten your mortgage. For example, if you have a $100,000 mortgage, and you have a $1000 tax refund this year, you take apply that refund to your mortgage.
How to Avoid a Money Pit: Be on the Lookout for these 6 Warning Signs That Could Mean Expensive Repairs. Many people think that serious defects in a home are easy to spot, but the truth is, often the most serious and costly problems can only be detected upon very close inspection. When you are considering buying a home, look for the following six telltale signs of serious problems.
The best way to avoid this is to get pre-approved for a mortgage so you know exactly how much you can afford. Usually pre-approvals are free. You should always have a professional inspector look at the home before buying it, otherwise you could be looking at huge repair costs later on. Read this guide to avoiding a money pit.
Alex and Ruby are extremely professional and knowledgeable about there business. When they were listing our home, they gave us profoundly common sense advice and worked with our budget to craft a plan with their very talented contractor to prepare our home for sale. Alex even rolled up his sleeves and got involved in the work himself to really make the house shine!
Reviews (10)
Donna Darling
Oct 02, 2021
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Maria Paz Aberin
Jul 21, 2021
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We are so fortunate to have been referred to Alex and Ruby to help us find and purchase our future home.
They are AMAZING!
Aside from being very knowledgeable and professional as real estate agents, they attentively listened and very patient as we expressed our needs, desires and our limitations. With the crazy market and bidding wars going on, they respected our decision to only stay to our comfortable purchase amount and continuously encouraged us that we will find the right one. Their patience and continuous support gave us confidence to continue on this journey.
Very timely, responsible
They are AMAZING!
Aside from being very knowledgeable and professional as real estate agents, they attentively listened and very patient as we expressed our needs, desires and our limitations. With the crazy market and bidding wars going on, they respected our decision to only stay to our comfortable purchase amount and continuously encouraged us that we will find the right one. Their patience and continuous support gave us confidence to continue on this journey.
Very timely, responsible
Dan Kotsopoulos
Jul 19, 2021
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Ing Desouza
May 26, 2021
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We bought our present house three years ago, Alex and Ruby were the listing agents. The amazing thing about them is that over the last three years they would occasionally pass us on the road and stop to say hello and check in with us. That speaks to their character. So when we were ready to move it made sense to list with them. They did not disappoint, worked hard and delivered, resulting in a quick sale. Months spent traveling every area before we found our house.
Thank you both for knowing our likes and dislikes and making this an adventure.
Thank you both for knowing our likes and dislikes and making this an adventure.
Sara Harter
Apr 28, 2021
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Alex and Ruby were great. From the beginning everything was positive and upbeat. They went above and beyond to make sure things were done quickly and efficiently. With our move being a relocation move there were some extra hoops to go through but they made everything as smooth as possible for us. Our house sold fast, with multiple offers for well over asking price.
I highly recommend! Thank you again.
I highly recommend! Thank you again.
Wilson Arantes
Dec 23, 2020
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Jonathan W.
Oct 19, 2020
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Julie Ronan
Oct 09, 2020
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Andre Quirion
Oct 08, 2020
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Ruby and Alex were truly professional and trustworthy while handling the sale of our home and helping us to find our new place. They listened intently to our wants and needs and offered many helpful hints and ideas about what to look for.
They were extremely reliable and forthcoming when dealing with something as important as finding our new home.
We want to thank Ruby and Alex for making everything so much easier.
P.S. He even came over and helped us move!!
Amazing and dynamic duo. We would recommend them to anyone wanting to buy or sell their home.
They were extremely reliable and forthcoming when dealing with something as important as finding our new home.
We want to thank Ruby and Alex for making everything so much easier.
P.S. He even came over and helped us move!!
Amazing and dynamic duo. We would recommend them to anyone wanting to buy or sell their home.
Andrew Donaldson
Feb 02, 2020
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If you are considering selling or purchasing a home, I highly recommend you contact Alex and Ruby Giancoulas. Both Alex and Ruby were exceptionally helpfull during the entire process. Their friendly nature turned what can be a stressful event into a smooth, stress-free and quick process due to the house receiving multiple offers in the first couple of days and selling in the first week. Their knowledge and experience is evident by the results, in addition their level of committment to customer service ; "willingness to do whatever needs to be done", is outstanding.
