Fairchoice Mortgage
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Fairchoice Mortgage
Fairchoice Financial was borne from a yearning to implement financial strategies that positively affect the lives of homeowners. We believe that home ownership, along with properly managing the "mortgage equation" will lead to a better quality of life now, as well as in retirement. With over 35 years of experience, we will find you the best mortgage to suit your unique situation.

We keep in touch, and save you money. Once we have arranged financing for you, it's just the beginning of a process. By reviewing, and using proper management and optimization systems, we will save you thousands of dollars on a regular basis. The founder, Mr. Collette Handy has a distinguished career in Financial Consulting, Insurance and Mortgage Brokering dating back to 1983.
Services
Your home is one of the most important purchases you will make! Whether it's your first home or not, Fairchoice knows that purchasing real estate will have the most impact on your financial future. We will walk you through the many options and tailor make a mortgage package to suit your particular situation.
Often there is much uncertainty for individuals about what would happen to their house if they were to suddenly pass away. Mortgage life insurance helps to protect your family against mortgage debt and ensure that they can continue living a normal life while grieving a devastating loss. What is Mortgage Insurance?
As one gains assets in life it is important to ensure that these acquired items remain in one's family or that any debts remaining can be paid off without financially disrupting a devastating family in the event of a loved one's death. Family members may have heavily relied on one's income and therefore the lack of this income amount can create a heavy burden on an individual's spouse, dependents and loved ones.
In Canada, each province provides provincially funded health plans for medical services for residents of that province. This has become an effective and recognized health care system. Unfortunately, this funding is limited in its application to only mandatory health services.

Essentially only services that are deemed necessary medical services are covered but the coverage given can be the full amount or only a percentage (depending on the province) and the individual must pay the remaining costs.Most provincial governments will pay the full costs of regular physician visits, one-time eye examination every 24 months and basic hospital accommodations (including any mandatory prescriptions while admitted).
Having a critical illness or condition can be a stressful event in any person's life and can be combined with a devastating financial impact on the individual. Critical illness insurance is a policy that can provide you with a lump sum payment if you suffer from a covered critical illness and the conditions of the policy contract have been met.
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