Debbie Hartzman
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Debbie Hartzman
A goal setting action plan, designed to help any woman who has gone through any life transition, set goals and see them accomplished. Hartzman & Associates Inc includes Debbie Hartzman and Marnie Hunt. With over 30 years combined experience in the financial and insurance industry, at Hartzman and Associates Inc we take pride in providing high quality comprehensive financial planning, to help you reach all of your financial goals in life.

As an independent group, we are not owned by a bank or insurance company. As such, we stand firmly committed to providing our clients with objective and personalized advice. Through our wide range of services, we offer an individualized approach to building financial strategies based around you, your circumstances, and your goals and dreams.
Services
We help clients understand the confusing financial implications that divorce brings. It does not have to be devastating; it needs to be understood. By working with a team of lawyers and other support people, you can manage your way out of an overwhelmingly difficult time. A financial planning is more than just an investment strategy.
Since 1995, Debbie has been helping clients reach their financial goals. It has been her ambition to make sure that she provided a level of service above and beyond her client's expectations. In pursuing this level of service, Debbie assembled a team of like-minded associates and worked to make sure that the teams level education was nothing short of exceptional.
If you're in your 20s, you might think that financial planning is just for old people. The reality is that your 20s is one of the most important times of your life for retirement planning. Find out how starting your financial plan early can save you thousands of dollars. With more experience comes more confidence.
If you are just starting out, it's easy to get off on the wrong foot. Being late for school will get you a detention, but being late for a bill will give you a much bigger headache. Reaching adulthood means a lot of things: being able to sign contracts, voting, and getting tons of credit card offers in the mail.
You are more experienced now, your bank account is larger, and it is easier to think further ahead. Paying next month's bills is not as stressful as it used to be. However, while paying the mortgage might not keep you up at night, planning for the next few years might cause some tossing and turning.
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