Shelter Bay Financial
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Shelter Bay Financial
I'm glad you're here and confident that our life insurance and employee benefits brokers can be your catalyst to the right life & health insurance coverage or employee benefits program. 86% of Canadian employees agree that their benefits plan is an important factor when deciding on a job offer. 71% of employees agree that their benefits program is a strong incentive to stay with their employer.

12.6 million own life insurance coverage, an increase of 3.6 million over the past six years. Tom went above and beyond to get us the complete package that we needed for our own comfort but also commercial protection. No stone was left un-turned trying to find us the best combination of coverage. There were some tight timelines that all got achieved, but no compromise in any of our coverage.
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We're glad you're here and confident that our life insurance and employee benefits brokers can be your catalyst to the right life & health insurance coverage or employee benefits program. Changes in technology and consumer confidence with the internet have dramatically changed the way we work. The majority of our applications are now completed online and over the phone using simple screen share technology.
It is critical to use a licensed, professional broker when searching for the right policy to protect your family or business. There are a few basic types of life insurance coverage. For the same or lower premium, you can have your own policy instead of being part of the lender's group contract. Our brokers will find you more coverage at a better price.
It is critical to use a licensed, professional broker when searching for the right policy to protect your family or business. There are a few basic types of life insurance coverage. Universal (or Permanent) Life Insurance has the flexibility of a tax sheltered investment account that can be used for your benefit or sit dormant.
Our brokers will find you more coverage at a better price. Let us survey the entire Canadian Life & Health insurance market and find you the best deal. You do NOT have to accept your banks insurance offer, but if you have it already, just think of it as a bridge until you can get your own individual policy - this is a smart move for many reasons we'd be happy to discuss with you.
In Canada every year family caregivers spend over 400 million unpaid hours caring for a family member with Alzheimer's/Dementia. In Canada there are on average 50,000 new strokes and about 150,000 new heart attacks per year. 80% of stroke patients and 90% of heart attack patients survive if they make it to the hospital.
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