I am a licensed Mortgage Broker with over 25 years of mortgage experience, both on the lending side and on the brokering side. I have extensive expertise is in arranging mortgage solutions that allow people to achieve their mortgage goals. I provide friendly, competent, and professional service and take the time to know and understand my client's needs and aspirations, so that I can deliver the best solution for them.
In addition, I have managed mortgage sales teams who consistently exceeded sales targets and have funded millions in residential mortgages per year. In the past, I was instrumental in developing & marketing new Lending Products including, Co-Operative and Co-Ownerships Lending. In 2007, when I was a Lender, my team successfully launched Canada's First Green Mortgage, which as helped to raise the standard for lenders.
In addition, I have managed mortgage sales teams who consistently exceeded sales targets and have funded millions in residential mortgages per year. In the past, I was instrumental in developing & marketing new Lending Products including, Co-Operative and Co-Ownerships Lending. In 2007, when I was a Lender, my team successfully launched Canada's First Green Mortgage, which as helped to raise the standard for lenders.
Services
Mortgage Brokers are independent, trained professionals licensed to represent and provide you with the best advice for your mortgage needs! A Mortgage Broker's primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
Mortgage loan insurance is insurance provided by Canada Mortgage and Housing Corporation (CMHC), a crown corporation, and GE Capital Mortgage Insurance Company, an approved private corporation. This insurance is required by law to insure lenders against default on mortgages with a High Ratio. The insurance premiums are paid by the borrower and can be added directly onto the mortgage amount.
With the financial demands of school loans, living expenses, and finding a career path, many young people struggle to purchase their first home. Often, parents and grandparents are very sympathetic. They've enjoyed the financial benefits of long-term home ownership themselves and see how hard it is today to make that important first step into the real estate market.
It's September and there is some optimism that we may be moving towards the end of life in a global pandemic. The Fallhas always been a great time to go back to school on financial fitness, and this year it may be more important than ever. Splurge, just a little. Many of us dealt with stressors that we didn't even know existed, like not being able to see loved ones.
History has proven that homeownership is a solid long-term investment. You build your equity stake through your regular mortgage payments and your home's price appreciation over time. But wealth building doesn't have to stop there. Here are 6 ways to do more throughout your mortgage years. Speed up your mortgage paydown.
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