Economical Financial Service
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Economical Financial Service
We offer solutions that can help protect yourself, your loved ones and your business and ensure they are looked after if anything were to happen to you. We want to build EFS a company that will develop excellence in leadership through innovative vision, continuous process. Our mission is to be a leader in providing our customers most cost effective and best available insurance & investment.

We would strive hard to achieve the 3 goals mentioned below Emerge as transnational Life Insurer of global scale. Welcome to Economical Financial Services Inc (also known as EFS), a premier provider of RESPs, Life Insurance, Critical Illness Insurance, Disability Insurance and Super VISA Insurance to individuals and businesses in the Greater Toronto Area.
Services
Life insurance can protect the financial security of the people you love by giving them a tax-free payment after you die. The amount and type of coverage you choose will depend on your circumstances and needs. The cost of life insurance you buy as an individual depends on your age, gender, health, medical history and lifestyle.
Critical Illness policies provide lump-sum payments that can be used to cover any costs related to illness - including medical care, travel expenses or wages of a family member leaving work to help. Like Life Insurance, Critical Illness Insurance can be an important element in your financial plan.
In general, disability insurance covers some of your income if something happens to you (like an illness or injury) and you can't work. The younger and healthier you are, the easier it is to qualify for a policy. But as you age, premiums increase. And if your health goes bad, you may find it hard to qualify for an affordable policy at all.
Mortgage Insurance is that insurance in which you can cover your mortgage in the major event of your death. Purchasing your dream home is often the single largest purchase a person makes in their lifetime. But in times of unpredictable circumstances. In the sudden event of your death financial burden of paying the mortgage falls on the family members.
Whether you're self-employed, between jobs or retired, there is a perfect health care package of benefits available for you and your family. With the ongoing changes to provincial health care plans, it is important to ensure you have affordable protection against unexpected medical expenses. Protect yourself from medical expenses not covered by provincial health insurance.
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