We help first time home buyers, repeat buyers, and investors purchase and finance a home fast and stress-free at lowest rates in Canada. With hundreds of Canadian lender, we can find you the lowest rate, with zero cost of transfer. Let's start the conversation now! Get a secured revolving line of credit and a much lower rate, to cover all kinds of unexpected life situations.
Whether it is the vacation house or a business opportunity, we can make the second mortgage happen for you. All of our consultations are free and non-obligational. We strongly believe that our honest & straightforward service can help you find the best mortgage solution. No strings attached, try us out today.
Whether it is the vacation house or a business opportunity, we can make the second mortgage happen for you. All of our consultations are free and non-obligational. We strongly believe that our honest & straightforward service can help you find the best mortgage solution. No strings attached, try us out today.
Services
Homefund Corporation was incorporated in 1991 with the head office located in Toronto, Ontario. We believe in delivering professional mortgage financing services in a better, simple and fast way. Our focus is our client's best interest, and on our vast network of trusted Canadian lenders, we can offer our clients varied choices at wholesale rates.
Mortgage Brokers have access to exclusive mortgage rates and can customize a financial plan by picking the best option from all Canadian Banks, Credit Unions, and other Lender Partners. First-Time homebuyers prefer Homedund Mortgage Brokers because we offer more than just mortgage advice. Our team works with lenders to get you the best rates, help you find a feasible financial solution to owning a home, and we are with you for the long run.
Purchasing an investment property for many Canadians has been very profitable. Financing an investment property nowadays is a little more complex with more stringent criteria on income and down payment. Buildings with 1-4 units are zoned residential, and they can be financed under the residential program.
There is a growing number of Canadians working independently. The two most important factors are income verification and length of time in the business. We have mortgage products ranging from no income verification to low documentation, and we will recommend one that will meet your needs. If your reported income qualifies under traditional approval guidelines, you can be self-employed and purchase with as little as 5% down payment.
If you have moved to Canada within the past 5 years, you could be eligible to purchase a home with as little as 5% down payment. You must have a minimum of 3 months full time employment in Canada, have a valid work permit or obtained landed immigrant status. The property must not have more than 2 units and one of the two units must be owner-occupied.
Reviews (2)
Sarah Ford
Jan 30, 2021
Report
Wow, I can not say enough great things about Mike. I will recommend him to anyone who asks me about a mortgage broker. When we first met, he explained to my spouse and myself what we needed to do to get into the best possible position for buying a home. He very knowledgeable and kind and helped us through the whole home buying experience (we are first time home buyers, we had lots of questions).
Thank you, thank you, thank you!
You must use Mike if you want the best possible service and person to talk to!
Best,
Sarah and Nic
Thank you, thank you, thank you!
You must use Mike if you want the best possible service and person to talk to!
Best,
Sarah and Nic
Zivko Dodovski
Jan 11, 2021
Report
Positive: Professionalism, Quality, Responsiveness
As a first time home buyer it we really needed help and guidance in the process. Mike helped us get our first home without any compromise! He was always available, he answered all of our questions and got us amazing mortgage rates. I highly recommend Mike to all of my friends and family. Thank you Mike !
As a first time home buyer it we really needed help and guidance in the process. Mike helped us get our first home without any compromise! He was always available, he answered all of our questions and got us amazing mortgage rates. I highly recommend Mike to all of my friends and family. Thank you Mike !
