By Carol Neuss Thanks to a clampdown on drunk driving, more use of seatbelts, and cars equipped with airbags and the technology to help avoid accidents, the number of deaths due to motor vehicle accidents has decreased over the past few decades. However, the risks of mortality and morbidity related to drunk driving are still essential risk factors to assess when underwriting insurance applicants.
By Glenn Stephens, LLP, TEP, FEA, The valuation of life insurance policies for the purposes of Canadian tax law is subject to a confusing set of rules and interpretations. In some instances, specific provisions in the Income Tax Act (the Act) apply, and in others, more general provisions may or may not apply.
By Glenn Stephens, LLP, TEP, FEA, The valuation of life insurance policies for the purposes of Canadian tax law is subject to a confusing set of rules and interpretations. In some instances, specific provisions in the Income Tax Act (the Act) apply, and in others, more general provisions may or may not apply.
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With over 32 years of experience in the industry, Doug brings a wealth of knowledge, integrity, and respect to every one of his client relationships. After graduating from Wilfrid Laurier University with his honours business degree, Doug realized that he was entering a field that was intriguing to him because of the growing significance of financial planning to all Canadians.
At C.R. Smith Financial Services Inc., we are dedicated to providing you with practical solutions to your unique needs. Our team of advisors will work with you to help you get a clear picture of where you are now, and where you would like to be in the future. Growing and protecting the income you and your family depend on is a challenge.
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