Philippine Financial Service
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Philippine Financial Express Ltd. is a private lending company. Our mission is to provide financial assistance in times of need as quick as you need it with low interest rates and manageable payments you can afford. We have a 95% approval rate and try our best to approve everybody! Philippine Financial Services Inc. is a private lending company.
Services
Philippine Financial Express Ltd. is a privately owned and family operated business providing fast short term loans ranging from $500.00 to $15,000.00 and terms from 4 to 24 months. We provide loans to the Filipino community and all other ethnicity groups. If you have good credit but just can't wait for the lengthy time required by the bank for a loan or if you had a bankruptcy or credit proposal in the past, most likely you will be approved.
People with good credit that have the ability to borrow wherever they want but like the convenience and fast service we offer. New immigrants or younger people just starting out that can't get approved elsewhere due to lack of credit history. We have a higher % interest rate annually than the banks and other major financial institutions but at the end in most cases it is cheaper to borrow from us because our loans are given in short terms only.
In most cases you will be approved within a couple of hours. However, sometimes we experience a high volume of phone calls and cannot attend to your application immediately within 24 hours at most. The finance charge for a travel now paylater loan is 3% per month. For example, if the cost of the plane ticket is $1200.00, the finance charge per month would be $36.00.
Reviews (10)
Abigail Quines
Abigail Quines
Nov 24, 2021
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Ate Lerma is such great admin who was able to help with my questions. She is such a huge help. She is so accommodating, approachable and very welcoming. She creates such a homey environment.
Crissy Dee
Crissy Dee
Nov 16, 2021
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Positive: Professionalism
Very efficient service. Very fast service. I got approved the same day.
Katrina Bangalan
Katrina Bangalan
Nov 16, 2021
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Positive: Quality
Ate lerma is very professional, and as well the owner name Jenny very approachable and helpfull. Highly recommended.
Donna Deocareza
Donna Deocareza
Nov 09, 2021
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Positive: Responsiveness
Hands down to their services! Highly recommended, very helpful staff and great services! Thank you Philippine Financial specially to Ate Lerma😊.
Mix Mims
Mix Mims
Nov 09, 2021
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Positive: Professionalism
Very approachable, accommodating, all your questions being answer , well knowledgeable about her job.
Paul Riberal
Paul Riberal
Sep 15, 2021
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Positive: Responsiveness
Thank you ma’am lerma for good customer service
Keep up the good work Po !
Mary Ann Dizon
Mary Ann Dizon
Mar 30, 2021
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You can count on Phil. Financial Services for your immediate financial needs! The staff are friendly and empathetic towards you. We were able to get our 2 sons as international students and Phil Financial was and still is one of our sources of funding for big projects like this (education). What's more was that in their new system, our loan was transferred to our account 15 mins. after our papers were completed and submitted! Thank you Phil Financial Services! I pray that you can continue to help more people.
Bj Melliza
Bj Melliza
Aug 26, 2020
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Chelle is very friendly and accomodating.she help us process our loan with ease. we cant thank her enough.i reccomend Philippines Financial to all filipinos in Calgary.
Ian Gonzales
Ian Gonzales
Jul 27, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
Ate Lerma is very detailed, specific and honest and very dedicated and proud of what she do! The company is very good of keeping all your information confidential and safe! And this company have a good interest rate and easy to get loan when you're paying on time. I highly recommend it!
Vkate Salvador
Vkate Salvador
Jul 10, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
I have been borrowing from Philippine Financial for 5 years now and I have had an amazing experience with them. Anytime I've had any emergencies I've had a very flexible time borrowing money with them, a very simple and easy process. Highly recommended!