How you choose to spend on your mortgage is how you choose to spend your life. This is the Mortgage Savvy movement. We're here to foster long-term relationships that last throughout your entire real estate life, making your dreams for mortgage financial freedom our reality. Mortgages don't need to feel complicated.
We'll ask the important questions and determine the best financing solution for your situation, so you can secure a mortgage at the lowest rate and on the most flexible terms. A Mortgage Savvy Pre-Approval will make your life easier. Not only will you have the power to negotiate, but you'll also achieve peace of mind knowing you're shopping for a home that fits with your financial goals.
We'll ask the important questions and determine the best financing solution for your situation, so you can secure a mortgage at the lowest rate and on the most flexible terms. A Mortgage Savvy Pre-Approval will make your life easier. Not only will you have the power to negotiate, but you'll also achieve peace of mind knowing you're shopping for a home that fits with your financial goals.
Services
Our mission is to transcend the mortgage broker industry, by providing a personalized service you could never achieve at the big banks. We partner with our clients to get you the most value for your money, and hold you accountable to your goals. We're good with numbers. But we love what we do because of the people we get to work with every day.
If you have a co-borrower, check this field and enter the information in the fields that appear. I/We warrant and confirm that the information given in the mortgage application form is true and correct and I/We understand that it is being used to determine my/our credit responsibility.
You are authorized to obtain any information you may require relative to this application from any sources to which you may apply and each such source is hereby authorized to provide you with such information.
You are authorized to obtain any information you may require relative to this application from any sources to which you may apply and each such source is hereby authorized to provide you with such information.
As a First Time Home Buyer, purchasing a home is a significant commitment, and your mortgage can have a serious impact on your financial future. It's important to work with someone you trust - someone who will put your needs first. At Mortgage Savvy, we're passionate about finding the right product for you, at the lowest possible rate.
We want you to feel comfortable and confident as you approach the house-hunting journey. This means coming prepared, understanding what mortgage size you can truly afford, how much your payments will amount to, and what interest rate options are available to you. When you choose a Mortgage Savvy Pre-Approval, you can rest assured knowing we will do everything in our power to make the process as seamless and enjoyable as possible for you.
There's a reason they say buying a home the second (or third, or fourth) time around is easier. You've been through the process before. And by now you know, it doesn't pay to take shortcuts with your mortgage. With a little Mortgage Savvy, you can pay less interest and achieve your financial goals faster.
Reviews (14)
Arlene Amarante
Dec 26, 2021
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On top of their game, Nicole laid out every single detail of the process and how we can get the mortgage that works for me. Nicole and team provided almost to the dot timelines (some were early) and my entire purchase of my first home was smooth and without glitch. They rallied and followed up my legal team until closing. Amazing service. Superb dedication. Highly recommended!
Vaishali Goel
Dec 23, 2021
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We recently refinanced our home with Mortgage Savvy and it was an extremely smooth, no-stress process end-to-end. The credit for which goes entirely to Nicole and her team who were super supportive throughout, ensuring we were always on point with all of our documentation and were aware of every little detail coming up ahead!
Here’s the thing - a mortgage finance or refinance is generally a very stressful process for anyone, which is typically made worse by a number of parties being involved, each wanting to pass work onto another. Add to that an atypical refinance application due to our personal
Here’s the thing - a mortgage finance or refinance is generally a very stressful process for anyone, which is typically made worse by a number of parties being involved, each wanting to pass work onto another. Add to that an atypical refinance application due to our personal
Janette Jidel
Dec 02, 2021
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Anupriya Karmakar
Nov 23, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
It was great to work with Mortgage Savvy while selling and buying our home! Nicole listened to us and was very understanding of our needs. She is really warm, accessible and responsive. We would highly recommend Mortgage Savvy to everyone and we would work with them in the future too.
It was great to work with Mortgage Savvy while selling and buying our home! Nicole listened to us and was very understanding of our needs. She is really warm, accessible and responsive. We would highly recommend Mortgage Savvy to everyone and we would work with them in the future too.
Laura McCallum
Nov 09, 2021
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Samuel Ekong Ii
Oct 27, 2021
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Pat Laureano
Sep 27, 2021
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My wife and I worked with Rakhee and Bobbi at Mortgage Savvy to purchase our first home this spring and we could not have been more pleased. Communication was clear, timely and they took the time to explain each step of the process. As a result we felt consistently at ease. If you are looking for a team to entrust for your home purchasing needs, we would highly recommend Mortgage Savvy to ensure a smooth and successful transaction!
Mayank Gupta
Aug 30, 2021
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My wife and I worked with Nicole to buy our first home and it was an amazing experience with her and her team, to say the least. Nicole was very patient with us in guiding us through each step and very responsive. She did not let us get overwhelmed one bit which made the entire process very smooth.
Thank you to Nicole and her team and today we are so happy having bought our first home. Definitely recommend Mortgage Savvy for your home buying needs.
Thank you to Nicole and her team and today we are so happy having bought our first home. Definitely recommend Mortgage Savvy for your home buying needs.
Leslie Nero
Mar 11, 2020
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When Tony and I started our journey of selling our home. We were introduced to a broker Rakhee Dhingra she sat with both of us. And went though everything with us. After speaking with her and going over everything. We felt confident and secure though the entire process. She made it entirely easy and effortless. We would highly recommend Rakhee for all your broker needs. Thank you Rakhee for making it an easy and painless experience. Tony & Leslie Nero
Catherine Chen
Nov 30, 2019
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Rakhee and her team are the best! I’m always on the go, and have little patience for anything (I know it’s bad). They made me feel like I didn’t have to do anything, and calmed me down.
Rakhee also became a friend of mine. She was recently named the CMP Woman of Influence!
They are hands down the best in Toronto. 🤘🏼👌🏼✌🏼🤟🏼👏🏼🙌🏼
Rakhee also became a friend of mine. She was recently named the CMP Woman of Influence!
They are hands down the best in Toronto. 🤘🏼👌🏼✌🏼🤟🏼👏🏼🙌🏼
Pankaj Jangra
Jun 04, 2019
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Christyn Oda
May 24, 2019
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Ted Ghafari
Mar 26, 2019
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We recommend MTG SAVVY for a A++ service. They prepare you in advance and go through all the steps to insure a smooth process to closing and no surprises at the end. We ran into a situation from the buyers side and Rakhee made sure to call, explain, give options even when she was traveling and sick.
We do appreciate MTG Savvy and the personal for being professional and friendly and we do recommend them again and again for a phenomenal service and a peace of mind.
GO MTG SAVVY GO
We do appreciate MTG Savvy and the personal for being professional and friendly and we do recommend them again and again for a phenomenal service and a peace of mind.
GO MTG SAVVY GO
Eva P.
Dec 04, 2018
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Emily was so pleasant and very helpful throughout this process. Her knowledge and attention to detail helped secure the best rate for us. Emily even went above and beyond to ensure we didnt have any issues prior to our closing date. Thank you Emily and your team for helping people like me get the best rates possible and for taking on our stress 😋
