Mortgage Agent Debbie Viveiros serves across Bradford and surrounding areas including Newmarket, Innisfil, Keswick, Barrie, East Gwillimbury, Holland Landing, Vaughan, Markham, and Aurora, Ontario. With the CHIP Reverse Mortgage, you'll be able to live in the home you love and enjoy a comfortable lifestyle.
We understand that Canadians over the age of 55 have unique financial needs that are only growing in complexity. Compared to traditional methods, CHIP allows you the ability to access the equity in your home to use however you wish, making it a viable option in many financial plans.
We understand that Canadians over the age of 55 have unique financial needs that are only growing in complexity. Compared to traditional methods, CHIP allows you the ability to access the equity in your home to use however you wish, making it a viable option in many financial plans.
Services
Mortgage Edge is a licensed mortgage brokerage comprised of a large team of highly trained mortgage agent professionals, with extensive knowledge and exposure to the Canadian Mortgage Market for the past 25 years.
With backgrounds in Banking, Financial Consulting, Real Estate, and other related fields, our mortgage agents will not only take the time to arrange a mortgage for you, but will also ensure that the financing we arrange is best suited to your individual needs.Our service to you is FREE as a qualified borrower*, and we work with you from the time we arrange a pre-approval for you, right up until the closing day of your mortgage.
With backgrounds in Banking, Financial Consulting, Real Estate, and other related fields, our mortgage agents will not only take the time to arrange a mortgage for you, but will also ensure that the financing we arrange is best suited to your individual needs.Our service to you is FREE as a qualified borrower*, and we work with you from the time we arrange a pre-approval for you, right up until the closing day of your mortgage.
Get ready for the biggest purchase you'll ever make with a clear understanding of the process and advice every step of the way. As long as you have good credit, and a sufficient down payment, you will likely be able to qualify for the best mortgage rates in the market even if you're a first-time home buyer.
When it comes to mortgages, it hasn't always paid to be self-employed - because reducing your taxable income can make it difficult to qualify for the mortgage you deserve. We understand business owners because we're business owners as well. Not to worry, we have a list of institutional and private lenders that offer excellent mortgage options for self-employed Canadians.
Being a new immigrant doesn't mean you'll have to wait to purchase a home. If you have been in Canada for less than three years, have landed immigrant status, and have been employed in Canada for a minimum of three months, you could qualify for a mortgage. 12 months verifiable bank statements from a recognized financial institution.
Many people take advantage of refinancing some of the equity in their mortgage to reduce their credit card debt. Why pay high interest rates on your bank's credit card debt when you can add that debt to your mortgage and pay a much lower interest rate! One important part of a strategy is knowing "good debt" from "bad debt".
Reviews (11)
Phillip Couto
Jan 19, 2022
Report
Debbie helped us with securing the mortgage for the purchase of our first home. Not only did she help us with the closing portion of purchasing a home she also provided us financial planning advice months in advance on how to maximize our total purchase amount. She reviewed our financial information and helped us decide what debt to pay down and how much to save.
When it came to closing Debbie was very professional and patient explaining all the different aspects of a mortgage as well as the different features and services the mortgage offered so we can decided if they were valuable to us. Debbie
When it came to closing Debbie was very professional and patient explaining all the different aspects of a mortgage as well as the different features and services the mortgage offered so we can decided if they were valuable to us. Debbie
Trayquane Ferrigan
Jan 16, 2022
Report
Thank you Debbie for helping us with our mortgage! It was your professional and responsive qualities that made this experience memorable. Anyone looking for a broker who is willing to go above and beyond to satisfy their clients needs, should definitely hire Debbie. I would absolutely recommend if your looking for a 5 Star experience!
Vicky Gerke
Jan 15, 2022
Report
Kim Bloomfield
Jan 15, 2022
Report
It was a pleasure to work with Debbie. I was going through a divorce and also needed a new mortgage. She was supportive through my divorce and also great at handling everything as far as the mortgage. I would highly recommend Debbie. She is very knowledgeable, caring and always ready to answer any questions I had through this difficult process.
Kim
Kim
Suzana Cvjetkovic
Jan 14, 2022
Report
Debbie is an exceptional mortgage broker!
Always professional and a pleasure to deal with. She is able to research and provide options that best suit your mortgage needs. She kept us advised and up to date during the mortgage process. Very thorough and detail oriented. There is no one else I would trust! I value her expertise and guidance.
Thank you Debbie!
Always professional and a pleasure to deal with. She is able to research and provide options that best suit your mortgage needs. She kept us advised and up to date during the mortgage process. Very thorough and detail oriented. There is no one else I would trust! I value her expertise and guidance.
Thank you Debbie!
Armand Holguin
Dec 26, 2021
Report
Dm Md
Oct 11, 2021
Report
Mandi Turner
Sep 10, 2021
Report
I had initially contacted Debbie because I had seen her post something on Facebook that was helpful for me as my landlord was putting my home up for rent.
Debbie made time for me when I randomly called her in the middle of the day, to have a 45 minute information sharing about my rights. She was professional, calm and honestly empowering for me in that moment.
Debbie and I scheduled another more formal meeting over zoom so we could discuss further, mine and my partners options. Debbie remained on that zoom call with us for over an hour as we discussed everything from getting into the market,
Debbie made time for me when I randomly called her in the middle of the day, to have a 45 minute information sharing about my rights. She was professional, calm and honestly empowering for me in that moment.
Debbie and I scheduled another more formal meeting over zoom so we could discuss further, mine and my partners options. Debbie remained on that zoom call with us for over an hour as we discussed everything from getting into the market,
Andrew Gameiro
May 13, 2021
Report
Words cannot describe how phenomenal Debbie is! She is so incredibly knowledgable on all aspects of real estate and financing - she truly blew me away. She is super responsive and patient, and guides you through the entire process. If I could, I would give Debbie more than 5 stars. This woman is simply outstanding!!! Let's give it up for Debbie :)
Lauren Thorne
Sep 17, 2020
Report
We’ve worked with mortgage brokers before and never had a great experience, but working with Debbie was different. She was professional, knowledgeable and beyond helpful. She actually cares about her clients. She got us exactly what we needed, at an unbelievably low rate! The whole experience was effortless. It was a complete pleasure working with Debbie! And YES we will absolutely love to work with her again on our next renewal.
Shanna F.
Jun 28, 2020
Report
Being self employed we were struggling to find someone help us qualify for a mortgage. Debbie was nothing short of amazing. Not only did she help us re-enter the real-estate market after being out for a year but when it came to renewing we had a plan in place and Debbie helped us execute it with minimal stress. Her personal approach, time and dedication to us was top notch and professional. She got is an even better rate at renewal and we now have another 5 year plan to help us move (hopefully one last time) to our forever home. Words cannot express our gratitude! I highly recommend Debbie to everyone