After more than 25 years in the insurance industry, I am as passionate about my business now as I was back then. What sets me apart is my energy, enthusiasm and ability to communicate with people; I love providing solutions to my corporate and individual clients that give them peace of mind and calmness.
I am a true independent broker contracted to represent several insurance carriers and I work closely with lawyers, accountants and other professionals, which gives my clients a wide range of resources and support. I also keep clients current on the ever-changing insurance industry with my passionate involvement in continuing education.
I am a true independent broker contracted to represent several insurance carriers and I work closely with lawyers, accountants and other professionals, which gives my clients a wide range of resources and support. I also keep clients current on the ever-changing insurance industry with my passionate involvement in continuing education.
Services
I entered the insurance industry over 25 years ago and I am just as passionate about the business now as I was then. Listening to clients identify their concerns and interests in both the corporate and individual markets, and providing them with solutions to cover their risk, is what I love to do. I am an Elite broker with Manulife, which gives me access, support and expertise that I can offer to my corporate and high net worth clients.
Why do I need life insurance? If you have dependents and are uninsured, they may experience substantial, perhaps catastrophic, financial difficulties upon your passing. A sudden diagnosis of heart disease, cancer, stroke or other critical conditions will change your financial priorities in a heartbeat.
If you have dependents and are uninsured, they may experience substantial, perhaps catastrophic, financial difficulties upon your passing. This is particularly true if you have a mortgage or other substantial debt. Term life insurance is, as the name suggests, temporary. You may wish to be insured until retirement, or until your children are self-sufficient, or perhaps for the duration of a mortgage.
A sudden diagnosis of heart disease, cancer, stroke or other critical conditions will change your financial priorities in a heartbeat. Medical treatments are often costly, or even experimental - or maybe even only available abroad. If you need to alter your lifestyle according to your changing abilities, or settle your affairs, or just take a vacation, you'd better be prepared.
A sudden illness or serious accident can reduce or even terminate your income, without warning. Your everyday expenses will have to cover medication, physiotherapy, nursing care, and other expenditures you hadn't previously given a moment's thought to - and hadn't budgeted for. For that reason, disability insurance isn't just about protecting your health; it's also about protecting your income and savings.
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