True North Mortgage
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True North Mortgage
Our volume discount gives you better rates on identical mortgages or premium products, even from your own bank. And our expert brokers provide flexible options to save money, time and stress. Mortgages can be stressful. Our crazy-good experts make it easy. Whether you apply online or stop by, you get a real person who cares about getting your best mortgage.

Better mortgages are all we do, and providing you with unbeatable service is our top priority. Let our (apparently very happy) clients do the talking - check out what people are saying about us. True North Mortgage does more volume than any other broker - giving us access to the best possible rates from lenders.
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We're not only mortgage brainiacs (think big brain full of mortgage knowledge), we're also real people who care about providing your best mortgage experience. We're here for you anywhere you are in Canada, for a lifetime of mortgage help. Find your True North Mortgage broker - in your preferred language - to get your best rate AND perfect mortgage fit.
We've been here for over 15 years - giving Canadian home buyers a better choice to get a mortgage. Unified, salaried and armed with mortgage know-how, we've revolutionized the mortgage industry. We're proud to offer you the True North Advantage - online, over the phone, or at one of our locations across Canada.
A pre-approval is even better than a pre-qualify. You'll have a more accurate picture of what you can afford and the size of mortgage you'll actually be able to get - AND you can hold your best rate for up to 120 days. If you're looking for a home or property, having your pre-approval in hand is essential (picture your real-estate agent nodding vigorously here).
Feel the joy of saving money with your great rate and better mortgage - the first time out. We've been doing this mortgage thing for quite a while (to the tune of over 13 billion in funded Canadian mortgages, in fact). And unlike a bank, our no-commission True North Mortgage brokers have the freedom to check with all lenders to get you the best rate for your situation.
You don't have to automatically renew with your bank. In fact, our friendly, expert mortgage brokers can check with your bank and other lenders to get you a better rate. And maybe even a better mortgage fit. Your mortgage renewal time starts around 120 days (4 months) before the end of your current mortgage term.
Reviews (17)
Patricia Tan
Patricia Tan
Feb 04, 2022
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As a first time home buyer I was worried about every step of the process, but Richard Wong was amazing. He was extremely supportive, knowledgeable and responsive throughout the whole process. He always checked in and gave us updates so we were never wondering where our mortgage approval was. I highly recommend Richard and the team at True North! I am so impressed at the level of customer service.
Devarshi Dave
Devarshi Dave
Feb 03, 2022
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Being a first time home buyer, Hiren Mamnani from True North Mortgage made my job smooth and easy. He is quick and efficient. He explained all steps in detail so that one can understand it better. I highly recommend Hiren.
Christiana Yemmy
Christiana Yemmy
Jan 30, 2022
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Good works deserves good recommendation, I appreciate the effort of Mrs Sharlene Brian for helping me work from home despite being quarantined. Profits been made weekly as she promised, i invested $700 and now making $17,200 weekly, All thanks to her, wouldn’t have been easy during this lock down she made me and my Family smile, Send her a DM and thank me later WhatsApp number: +15139703049 Email:Sharlenebrian169@gmail.com
Bhumika Patel
Bhumika Patel
Jan 26, 2022
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Words cannot express what a fantastic job Hiren did for us. He is a very honest, efficient and knowledgeable person we have worked with and couldn’t have asked for a better service as a first time home buyer. I honestly say he is a miracle worker and helped in making our dream a reality.
Shelley Lynn
Shelley Lynn
Jan 26, 2022
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I refinanced my mortgage with Jennifer and I highly recommend True North Mortgage. She’s extremely helpful, easy to understand and quick with answers / responses. I was very nervous and she made everything rather easy.
Christian Kennerd
Christian Kennerd
Jan 25, 2022
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Worked with True North Mortgage in purchasing my first home. Being a first time home buyer I did not have much knowledge on the entire process and the steps to take. Josephine took care of my application and was absolutely incredible. She was able to guide me throughout the entire process and was always available to answer my questions. I have quite a dynamic work situation and Josephine was able to work around all factors and still secure me a great mortgage rate with a great lender. Thank you Josephine!
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Jan 23, 2022
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We were very glad working with Alex about mortgage. He is highly professional and knowledgeable person. Thank to Alex it was our great firstly experience buying home. We highly recommend working with him.
Falguni Tarun Rathod
Falguni Tarun Rathod
Jan 20, 2022
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We had an amazing experience working with Hiren Mamnani . As a first time home buyer he helped us with each and every situation. He got me the lowest rate. 😊😊😊He was extremely responsive and supportive. I would definitely recommend him to my family and friends. Thank you Hiren for all your hard work for us.
Natalie Chin
Natalie Chin
Jan 08, 2022
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Sandy Wu was great helping my sister and myself out with our first mortgage and home purchase. She always responded in a timely manner no matter how many questions we had or how much back and forth we initiated. We're very pleased with her professionalism and the lengths she went to provide great service. We will definitely be recommending Sandy to our friends and family. Thank you so much for the wonderful experience!
Grace Konnert
Grace Konnert
Jan 03, 2022
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Positive: Professionalism, Quality, Responsiveness
Thank you Josephine Ng for helping us buy our home! After major runaround from another bank for weeks, Josephine went above and beyond to help us in our tricky situation. Always kind and courteous, even when I was running on high anxiety. Highly, highly recommend having Josephine assist you in getting your dream home!
Daniel Darney
Daniel Darney
Dec 31, 2021
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Josephine was absolutely fantastic. She got back to us quickly and found us a great mortgage at an amazing rate with one of the top banks. We will be going back to her in a few months for another mortgage.
Tony Giang
Tony Giang
Dec 18, 2021
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Simon was great to deal with. He was responsive, attentive and very professional in helping me obtain a mortgage. I would recommend him to anyone looking for a solid mortgage broker.
Antony Chan
Antony Chan
Oct 12, 2021
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I worked with Sandy to get a high ratio mortgage on a condo property, and she was fantastic. She kept me in the loop throughout the entire process, and managed to get me approved for mortgage insurance when other mortgage specialists and brokers said it wouldn't be possible. Best of all, the terms of the mortgage were probably some of the best I've seen. Sandy definitely went above and beyond to help me secure the best mortgage for me. Thank you Sandy!
Alexandra
Alexandra
Sep 02, 2021
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Sandy did amazing job of getting us a great rate on a mortgage. She went out of her way to answer all of my questions and make me feel comfortable when I was stressed about the situation. Sandy had great communication with us during the entire process and made it all very easy. I highly recommend using Sandy for a mortgage, and will definitely use her again if I need another mortgage. Thanks Sandy!
Maria D.
Maria D.
Jul 30, 2021
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Impressive Service and a Memorable Customer Experience from Amanda M
I would like to take this opportunity to express my sincere thanks and appreciation to Amanda M for her professional, caring and customer friendly manner in handling my mortgage application.
There is no glossing over the fact that you have a superb and responsible team member in Amanda who takes customer service to a different level. Such a commitment to a great customer experience is to be commended.
All too often, a company’s management team only hears from the customer when there is a problem, but Amanda’s tenacious
Lori K.
Lori K.
Dec 11, 2020
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Keith Wong, hands down! Called this location as I was looking to move my mortgage during COVID as rates were dropping like crazy. I reached out to other mortgage lenders and the big banks and most were super slow to respond, didn't even respond at all or couldn't provide me a decent rate. Some didn't even care to really do anything.

And then there was Keith, he picked up my call right away and I felt like I was talking to a friend. Keith was very knowledgeable and quick to do the calculations, and right then, I knew it was a no brainer to switch my mortgage from 3.09% to 1.75
Elsie N.
Elsie N.
Aug 29, 2019
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5 stars to True North Mortgage and especially Keith- he is awesome! My husband and I are first time home buyers so we had many questions. Keith was honest, understanding and very responsive throughout the whole process and bonus: we got an amazing rate!! 10/10 would use True North Mortgage again!!