First Ontario Credit Union
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First Ontario Credit Union
More than 126,000 people choose FirstOntario when it comes to their finances. From chequing and savings accounts to mortgages, loans, business services and highly qualified investment advice-our credit union offers you more than just an account. Have you thought about becoming a Member? At FirstOntario, our Members are owners.

That means you have a say and we value your thoughts and ideas. As a Member (and a shareholder), you can run to be on our Board of Directors and you can vote for your Board Directors. You have a voice. And we want to hear it. Our Community Impact team counts on the strength and dedication of our employees and our local partners.
Services
FirstOntario offers convenient banking options for all of our Members. We're mobile, online and available at your nearest branch, ready to pull up a chair and chat. Switch over automated payments and direct deposits from your accounts at other financial institutions through ClickSWITCH. It's quick and secure.
In order to be eligible for the discount of 3.00% on the posted loan rate, the following conditions must be met: a. one or more of the borrowers must purchase creditor insurance both Life and Disability coverage. If applicable, one or more of the co-borrowers must purchase CUMIS coverage (Life and/or Disability) in order to qualify for the discounted rate.
Our Member Service team works behind the scenes to make sure you get what you need. Located in our St. Catharines community, our Member Service Centre Representatives are often the first point of contact and if they can't personally take care of your needs right away, they will connect you with the right person who can.
Enjoy all the benefits of an ATM, plus the added bonus of extended hours and additional services. Visit your branch or connect with our Member Service Centre at 1-800-616-8878 to find out your debit card and ATM withdrawal limits. If you're planning on making a large purchase, you can request a temporary increase to your limit.
Our experts are ready to discuss personal and business banking, wealth and financial planning. ClickSWITCH allows our Members to switch over automated bill payments and direct debits to your FirstOntario account in no time through this easy-to-use service. Our profits are reinvested back into the communities and our Blue Wave employee volunteers are always ready to help.
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