Global Pacific Financial Service
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Global Pacific Financial Service
Welcome to Global Pacific Financial Services, a Canadian life insurance and financial services distributor and pioneer Managing General Agency founded in 1975. Independent Life Insurance and Financial Advisors have come to rely on our company for business and product solutions to meet their clients evolving insurance, savings and retirement income needs.

Our dedicated Client Relations and Advisor Support Team members have knowledge and expertise. We seek to build and preserve wealth together, utilizing insurance solutions and investment strategies in an environment you can rely on and with people you can trust having integrity and the highest standard of ethics.
Services
Global Pacific Financial Services Ltd. is a Canadian Managing General Agency 'MGA' consistently delivering prompt, expert service to the financial professionals we support and the clients they serve. Global Pacific services the long term interests of financial professionals and clients.

In the pursuit for personal and professional excellence in financial services, Global Pacific delivers security and lasting value by providing a broad range of insurance, savings and investment products, services and financial solutions.Our values are displayed in the work we do.
Global Pacific Financial Services Ltd. is an independently owned and operated Managing General Agency. Global Pacific is licensed and operating in the following provinces: British Columbia, Alberta, Saskatchewan, Manitoba, Ontario, and Nova Scotia. By logging into the Global Pacific website you agree to comply with Global Pacific's Terms & Conditions.
Life insurance is a financial safety net one provides his/her family or business in the event of your premature death. It doesn't have to be confusing or complicated. Life insurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a designated beneficiary a sum of money upon the occurrence of the insured individual's or individuals' death.
Term Life Insurance, known as Temporary Life Insurance, covers a specific need for a certain period of time. A term life insurance policy may be low cost and may be renewable; however, coverage will expire at the end of the life insurance term policy contract. There are no cash values available with a term coverage policy contract.
If a policy is 'participating', the policyholder is eligible to participate in the surplus of the insurance company through dividends. The amount of the dividends is not guaranteed. It is calculated annually and is based on several factors including interest rates, mortality, expenses and taxes.

In a low interest rate environment where guarantees are scare, a 'participating' policy provides stable investment options while offering tax-sheltered growth.Also known as Ordinary or Permanent life insurance, the policy remains in effect while premiums are paid or the policy becomes paid up. Whole Life policies provide a death benefit and an accumulating cash value.
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