Thank you for considering my mortgage planning services. For most people, their mortgage represents their largest and lowest-cost debt obligation, and their home is generally their most significant asset. That's why a mortgage plan is so important. The right mortgage plan can protect you from a financial downturn, save you thousands of dollars, and help build your wealth over time.
Since my business is built primarily through referrals from satisfied customers, your positive mortgage experience is essential! Your mortgage is a big decision and a powerful financial tool. I look forward to helping you achieve your financial and homeownership goals. We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams.
Since my business is built primarily through referrals from satisfied customers, your positive mortgage experience is essential! Your mortgage is a big decision and a powerful financial tool. I look forward to helping you achieve your financial and homeownership goals. We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams.
Services
Mortgage Brokers are independent, trained professionals licensed to represent and provide you with the best advice for your mortgage needs. Mortgage Brokers primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
Investment properties - particularly smaller, residential real estate - are now accessible to many average Canadians. And as any homeowner will confirm, real estate has been one of the most attractive investment categories in Canada for the past decade.
If you're considering an investment in real estate, start by having a conversation with an experienced Mortgage Broker, to explore some of the innovative new options and great rates available today.There are many Canadians jumping at the chance to own a recreational property. The aging baby boomer population is flush with capital and an insatiable desire for a waterfront or other recreational property.
If you're considering an investment in real estate, start by having a conversation with an experienced Mortgage Broker, to explore some of the innovative new options and great rates available today.There are many Canadians jumping at the chance to own a recreational property. The aging baby boomer population is flush with capital and an insatiable desire for a waterfront or other recreational property.
If your mortgage renewal is fast approaching then you'll soon be at an important financial milestone. Now's a great time to look at the many innovative options and competitive rates available. Lenders send out renewal forms just prior to renewal dates to those with good payment histories, with about 70% of homeowners sending it back without asking any questions.
When it comes to mortgages, it hasn't always paid to be self-employed - because reducing your taxable income can make it difficult to qualify for the mortgage you deserve. We understand business owners because we're business owners, too. What's better, we have a long list of institutional and private lenders that offer excellent mortgage options for self-employed Canadians.
Mortgage loan insurance is insurance provided by Canada Mortgage and Housing Corporation (CMHC), a crown corporation, and GE Capital Mortgage Insurance Company, an approved private corporation. This insurance is required by law to insure lenders against default on mortgages with a High Ratio. The insurance premiums are paid by the borrower and can be added directly onto the mortgage amount.
Reviews (8)
Melissa Cormier
Oct 27, 2021
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We recently bought our home in Clarenville NL and our broker was Robert Philpott of NL Mortgage brokers. Robert was excellent to work with! He walked us through everything step by step, always great communication and speedy replies. He made the entire process stress free and it all went smoothly. Highly recommend NL Mortgage brokers, and specifically recommend Robert!
Cait W.
Oct 03, 2021
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Linda Grace
Mar 28, 2021
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Eileen Druken
Jan 30, 2021
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Holly Murray
Oct 03, 2020
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I first contacted Robert from NL mortgage brokers back in 2016 to inquire about a mortgage pre-approval. He looked over my credit report and gave me sound advice on how to improve my situation. That advice got me from a credit score in the 300’s to a credit score in the high 700’s. Since then, my boyfriend used Robert for the approval of his investment property, and we used Robert for the approval of our new home. We send anyone we know his way!
I cannot say enough good things about Robert! He is a magician when it comes to finding the best mortgage with the best rate! Not to mention, he is
I cannot say enough good things about Robert! He is a magician when it comes to finding the best mortgage with the best rate! Not to mention, he is
Nl Region
Aug 13, 2020
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Peggy Deering
Jan 10, 2020
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Evelyn Mertes
Nov 05, 2019
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I consider myself very fortunate and extremely lucky to have had Mr Philpott's expertise, guidance and support as my mortgage broker. His ability to connect with me as a client built so much trust and rapport
that eased a lot of my apprehensions about obtaining a mortgage. No matter what the issues were he did everything in his power to go above and beyond to help me get a mortgage with the best possible rates and terms. He knows his job and does it so well.
that eased a lot of my apprehensions about obtaining a mortgage. No matter what the issues were he did everything in his power to go above and beyond to help me get a mortgage with the best possible rates and terms. He knows his job and does it so well.
