For over 35 years, Adam Campbell, Principal Broker of Record and Owner of Advantage Plus Realty Corp. has helped literally thousands of families buy and sell their homes. Well-tuned in determining trends and selling strategies, Adam is an absolute joy to work with and you can always count on him to provide competent, personal & attentive service.
Combine these traits with an exceptional knowledge of the market, incredible negotiation skills and a solutions-based thinker who is focused on results. Adam offers tremendous experience and confidence in selling homes of all types, styles and price ranges from starter homes to high end homes and everything else in between.
Combine these traits with an exceptional knowledge of the market, incredible negotiation skills and a solutions-based thinker who is focused on results. Adam offers tremendous experience and confidence in selling homes of all types, styles and price ranges from starter homes to high end homes and everything else in between.
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First, decide how much you can afford for your down payment. The Home Buyers Plan lets you withdraw up to $25K per person (or up to $50K per couple) from your RRSPs - tax-free - to be repaid over 15 years. More on that here. The bigger your down payment, the less principal you will owe, and the less interest you will pay.
High-ratio. Principal. If you're mystified by mortgage-speak, you're not alone. Here's a crash course in mortgage basics to help you make smart decisions about one of the biggest investments you'll ever make. A term is a period of time (from 6 months to 10+ years) during which you pay your mortgage at a specified interest rate.
So you've found a house you love. Great backyard, gleaming hardwood, and the kitchen of your dreams. But what about the furnace? The wiring? Leaks in the basement? Before you buy, have the home inspected; no matter how experienced you are as a homeowner, it's the best way to make sure you really know what you're getting into.
Choosing the right neighborhood is an important part of finding a home. If you love the house but hate the neighbors, or have the perfect kitchen but have an agonizing two-hour commute, you're never going to feel completely comfortable living there. Your best bet is to figure out if your neighborhood is a good fit with your family before you start looking for a home there (or certainly before you put in an offer).
The less stuff you have to pack and transport, the simpler your move will be. Clear out the basement, the attic, closets, the junk drawer and the shed. Have a yard sale, sell it on Craigslist, take it to Goodwill, or throw it away. If you're moving far away, consider getting rid of furniture, too. Unless you've got really high-end or heirloom pieces, it could actually be more expensive to transport them than to buy new ones.
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Peggyt
Jul 12, 2019
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