For most Canadians buying a home and acquiring a mortgage for purchase or refinance is the single largest financial transaction they will ever be faced with. It's critical that prospective home owners/home buyers prepare themselves before they start the search. Whether it's your first or fifth home let me guide you each step of the way. If you have any questions about your mortgage please send us a message with a brief description and we'll get back to you as soon as we can.
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The Shop Mortgages team's knowledge and experience in the mortgage industry can provide you, the consumer, not only the best rates, but also can save you thousands of dollars whether you're purchasing, refinancing or renewing. We work with over 50 banks and lending institutions, so approvals are generally given within 4 hours from application.
If you are a first-time homebuyer, getting professional mortgage advice is a great place to start. We specialize in the kind of education that can help get new homebuyers off to a great start! Although mortgage debt is 'smart' debt, buying your first home is a huge financial decision and there is a lot to think about.
Downpayment is one of your most important considerations before you look to purchase your new home. If you're in the "saving up" stage of preparing for home ownership, this is a great time to meet with us so we can discuss your downpayment options. In most cases you want to save five percent of the purchase price.
When you are ready to sell your home and buy a new one, your first move should be to look into your mortgage options. If you need a bigger mortgage, your options will include bringing your mortgage with you if it is portable. You can often "blend" your current mortgage rate with the mortgage rate on the additional funds you need.
Dreaming of the lake and relaxing afternoons on the dock or a cozy fire in your ski chalet? Or perhaps you need to expand your family's horizons with a second property while your children attend university. The appeal of a vacation property is often as much economic as it is emotional: an investment that makes sound financial sense can also provide you and your family with a lifetime's worth of memories.
Reviews (12)
Natalie Fuerth
Jan 24, 2022
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Riva Agocs
Dec 19, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Rasha and the team were absolutely amazing to work with and were extremely helpful and responsive with our questions. I highly recommend this team to anyone looking for brokers with the best rates. Thank you again Rasha and the team for your guidance during this process.
Rasha and the team were absolutely amazing to work with and were extremely helpful and responsive with our questions. I highly recommend this team to anyone looking for brokers with the best rates. Thank you again Rasha and the team for your guidance during this process.
Susan Amo
Nov 15, 2021
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After a disappointing, two week encounter with a mortgage broker, my husband and I almost gave up looking for a solution. Then my daughter suggested I call Rasha Ingratta. Immediately after she made the first contact I new she would work hard to find us a lender. We were treated professionally and courteously throughout the entire process. Within 3 days, Rasha called to say she had found a match for us. Rasha and her team answered all of our inquiries promptly. If you are in need ofa mortgage, I would highly recommend this team.
Cassidy Chevalier-Gray
Oct 18, 2021
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Rasha went above and beyond helping us out with a quick close (less than a month). She got us a great rate that’s very flexible. She took her time to keep us informed throughout the process, this eased our minds and limited the stress of buying a home. Ultimately Rasha saved us time and money, I’d suggest anyone who’s applying for mortgages to contact the team at Mortgage Intelligence.
Chad Mrkonjic
Oct 11, 2021
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Positive: Professionalism, Responsiveness
I have used Rasha for several mortgages over the years and have found her to be very knowledgeable and professional. She knows the mortgage business and is always available to discuss your needs and any questions you may have. If you are in the market for a mortgage, I would highly recommend that you contact her.
I have used Rasha for several mortgages over the years and have found her to be very knowledgeable and professional. She knows the mortgage business and is always available to discuss your needs and any questions you may have. If you are in the market for a mortgage, I would highly recommend that you contact her.
Djsnix
Sep 21, 2021
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Amazing experience!! When Rasha and her team say they can work with you in any scenario and find the best deal for you, they don't lie. They will work as hard as they can to make sure you are satisfied. Not only did we have exceptional service from the first phone call, we were blown away about how much they actually care about you, the client. The thoroughness of every meeting and conversation was impeccable with all the details. They work diligently and efficiently and they make you a priority. All we can say is if you are looking for a great experience call Rasha and her team!
Tara Corra-Pella
Sep 13, 2021
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My husband and I have been clients with Rasha for several years and we have always been very happy with the services. Rasha and her team are always so pleasant and professional. Rasha is extremely knowledgeable and takes pride in her work and always takes time to answer any questions you may have. Her team is helpful and efficient. I would highly recommend to contact Rasha and her team for your next mortgage.
Kristi Maindonald
Jul 01, 2021
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We have been using Rasha since 2015. We have purchased two homes and just renewed our mortgage. Rasha was able to find us a very competitive rate. They also make everything very easy. All paperwork is done through email and/or some quick phone conversations (due to pandemic). We dealt with Rasha and Cassandra for our renewal, they were very helpful and quick to respond to all emails, questions and phone messages. We would highly recommend Rasha and her team with Mortgage Intelligence.
Samantha Jayne
Jun 14, 2021
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Rasha and her team at Mortgage Intelligence did an incredible job. As a first time home buyer, Rasha made me feel much more comfortable and informed about the process. She and her team are incredibly knowledgable and responsive to questions. I will definitely be recommending Mortgage Intelligence to friends and family.
Thanks again to Rasha and team.
Thanks again to Rasha and team.
Mukul Aggarwal
Jun 10, 2021
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Rasha and her team - Best in the Industry!
They helped us getting a very competitive rate and the best service. We did not even have to step out of our house to get a mortgage approved. She got us approved in less than 48 hours. Cassandra and Rasha were both quick in answering all our questions and took excellent care of us. We highly recommend them as they seriously know the meaning of client satisfaction and client relationships.
All the best to the team! Thank you!
They helped us getting a very competitive rate and the best service. We did not even have to step out of our house to get a mortgage approved. She got us approved in less than 48 hours. Cassandra and Rasha were both quick in answering all our questions and took excellent care of us. We highly recommend them as they seriously know the meaning of client satisfaction and client relationships.
All the best to the team! Thank you!
Gina Middleton
Jun 23, 2020
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We chose Rasha to assist us with our first mortgage. We had an amazing experience. As first time home buyers, we had a lot of questions. Rasha took the time to answer all of them and went above and beyond to make sure we understood the process. She made the whole process very simple, easy and stress free. She is genuinely a nice person who loves what she does. It is nice to work with someone with fantastic customer service. I would recommend Rasha to anyone.
Kim Westman Zdunich
Mar 07, 2014
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3 of our homes were financed through Rasha. The process was always smooth and we always received a much better rate than any of the banks that we checked with. Rasha answered our questions promptly and returned our calls within a few hours. The closings always happened on time. Call Rasha for the best Rate and excellent service!
