At Best Mortgage Loans our role is to educate and assist the home buyers in the home financing process. We have access to a wide variety of mortgage lenders and products to help us determine the best solution for you! With competitive mortgage rates and personalized advice we are experts at helping you achieve your home ownership dreams!
Best Mortgage Loans works with the best lenders in the business, whether they are local Hamilton lenders, national banks, or international institutions. We also have years of experience, so we know which lenders to work with for your particular situation. As a result, you can trust Best Mortgage Loans to get you the best mortgage rate.
Best Mortgage Loans works with the best lenders in the business, whether they are local Hamilton lenders, national banks, or international institutions. We also have years of experience, so we know which lenders to work with for your particular situation. As a result, you can trust Best Mortgage Loans to get you the best mortgage rate.
Services
Without the proper guidance purchasing your first home can be an intimidating task. This is why we feel it is important to educate and provide you, a First Time Home Buyer, with the information and resources that you need, in order to feel confident when making an offer.
The Home Buyers Plan allows first-time buyers or eligible individuals to withdraw up to $25,000 TAX FREE from their Registered Retirement Savings Plan (RRSP) to purchase or build a qualifying home.If you buy land in Ontario, you must pay Ontario's land transfer tax. However, if you have never owned a property in your lifetime you qualify for the Land Transfer Tax Rebate.
The Home Buyers Plan allows first-time buyers or eligible individuals to withdraw up to $25,000 TAX FREE from their Registered Retirement Savings Plan (RRSP) to purchase or build a qualifying home.If you buy land in Ontario, you must pay Ontario's land transfer tax. However, if you have never owned a property in your lifetime you qualify for the Land Transfer Tax Rebate.
Getting a mortgage pre-approval is a crucial step in the home buying process. A pre-approval is meant to provide you (the potential borrower) with a realistic idea of the amount of mortgage funds you would qualify for. With a pre-approval comes a 'rate lock' or 'rate hold'. A rate lock is a commitment issued by the lender which secures an interest rate for a 90-120 day period (depending on the lender).
There may come a time in life when you need extra funds. It could be for a child's tuition, or home renovations. You may need cash for an investment opportunity, to purchase a vehicle, or even for the down payment on a second property. And sometimes the savings account just doesn't cut it. Mortgage refinancing can be a good solution, and Best Mortgage Loans can help.
While most first time buyers' spend a great deal of time 'shopping' for their initial mortgage, the same cannot be said when their mortgage term is up for renewal. According to reports, nearly 40% of mortgage holders sign back the renewal agreement offered by their existing lender without even considering what other options may be available to them.
Our team of experienced mortgage brokers have helped hundreds of borrowers with the purchase or refinance of an investment property. Unlike a mortgage on your principal residence, financing an investment is a little more complex. For starters, the number of units the property has and whether or not you'll be living in one of the units are two major factors in determining your financing options.
Reviews (10)
Adrian Zarcone
Jan 28, 2022
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Lisa Sawada
Jan 12, 2022
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Positive: Professionalism, Quality, Responsiveness
I had a phenomenal experience with Scott Conte as my mortgage broker. He is knowledgeable but was patient and willing to walk me through the entire process. I was also impressed with his responsiveness (especially during the holiday season) whilst remaining professional and personable.
I had a phenomenal experience with Scott Conte as my mortgage broker. He is knowledgeable but was patient and willing to walk me through the entire process. I was also impressed with his responsiveness (especially during the holiday season) whilst remaining professional and personable.
Kim Wooster
Jan 01, 2022
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I have dealt with Scott at Best Mortgage Loans now twice. First for the sale and purchase of my second home and now for a refinancing. I highly recommend the services here and will continue to use Scott for all of my mortgage needs! He is very professional and prompt with communication. He has the best interest of his clients at heart. Thanks again for all of your knowledge and support through this confusing process! HIGHLY RECOMMENDED!!!!
Paul Petruccelli
Dec 28, 2021
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Positive: Professionalism, Responsiveness
We have a very positive experience with Best Mortgage Loans. Scott was super helpful throughout the entire process and managed to get us a great mortgage rate. They are very professional and always promptly responded to all of our questions/concerns. Highly recommend.
We have a very positive experience with Best Mortgage Loans. Scott was super helpful throughout the entire process and managed to get us a great mortgage rate. They are very professional and always promptly responded to all of our questions/concerns. Highly recommend.
Veronica C.
Aug 14, 2021
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I’m so happy we used Best Mortgage Loans and Scott Conte for our mortgage. Scott got us the BEST rate - we had multiple people asking for his number because they couldn’t believe it. Scott was professional, on the ball with everything, flexible, extremely compassionate and wonderful to work with through this journey. He’s smart and has amazing work ethic. I would not hesitate to recommend him to anyone in the future. Thank you Scott! You’re the best.
Nicola Miller
Aug 10, 2021
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We have worked with Scott twice now over the past 5 years and in both cases have been very satisfied. From the high level of professionalism, responsiveness and customer service, we felt in good hands throughout the entire process. Scott is knowledgeable, always available to answer questions and very proactive, keeping us updated on the process every step of the way. Would highly recommend Scott and Verico - Best Mortgage Loans Inc. for all your mortgage and lending needs.
Benjamin Root
Jul 26, 2021
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We used Scott Conte to facilitate our second real estate transaction and WOW. He was amazing from start to finish. Especially compared to our first real estate transaction, we couldn’t believe how smooth and easy Scott made the process. He was informative, answered our questions in a timely manner and made sure we didn’t have to lift a finger to get the deal done. We cannot say enough great things about Scott and his service.
Lara Conte
Jul 14, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Thank you to Scott for making our mortgage renewal an easy process. He is very knowledgeable and eager to help in any way possible. Scott was able to get us a great rate and guide us in the best direction. I would definitely recommend Best mortgage loans to others!
Thank you to Scott for making our mortgage renewal an easy process. He is very knowledgeable and eager to help in any way possible. Scott was able to get us a great rate and guide us in the best direction. I would definitely recommend Best mortgage loans to others!
Justine Woods
Jun 28, 2021
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Scott has helped me secure my first mortgage and boy we were a difficult client to deal with! With pressure to get a fast closing date in a private sale, Best Mortgage Loans were there every step of the way. As a first time home owner, you always have lots of questions and his quick response with emails and calls made everything feel so smooth!
I recently just remortgaged my home and he continues to provide excellent service and gets you the best rates no matter your situation.
Thanks again for everything!!
I recently just remortgaged my home and he continues to provide excellent service and gets you the best rates no matter your situation.
Thanks again for everything!!
Christina Zimbalatti
May 18, 2021
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Scott Conte is one of the best! He was recommended to us years back by our realtor and we have used his services ever since with the purchase and sale of our homes to date. Scott is professional and extremely responsive in his communication. He goes above and beyond to crunch numbers, research and ensure that you are getting the best value for your money always. He guided us in so many ways when purchasing our new home and his advice and counsel helped us make the decision to sell our rental property in order to invest in our forever home and build a nest egg for our family. We trust Scott very
