For homeowners over 55 years of age - discover how much equity you can access from your home during retirement. I wanted to do a shout out to Karen and her team at Gibbard Group Financial. I have used Karen and her team 3 times now, and they have been awesome. Finding rates that no banks could match, being on call what appears 24 x 7, even doing tasks like following up with my lawyer, that probably weren't their responsibility.
I was skeptical at first using a mortgage broker, and even said that to Karen when we first talked. But now, as I said to my wife after our recent mortgage restructure, " I see why we used a mortgage broker!" Thank you to the Gibbard team and I would recommend them to anyone looking for mortgage help.
I was skeptical at first using a mortgage broker, and even said that to Karen when we first talked. But now, as I said to my wife after our recent mortgage restructure, " I see why we used a mortgage broker!" Thank you to the Gibbard team and I would recommend them to anyone looking for mortgage help.
Services
Working with a knowledgeable and experienced team of mortgage professionals ensures you will get a great mortgage that suits your personal needs and situation. Knowing that a mortgage is often one of the biggest financial obligations of your lifetime - you don't want to leave this transaction to chance.
Did you know that Gibbard Group Financial provides each client with a personal rate watch on their mortgage approval and pre-approval? If the rates drop before the completion date in processing your mortgage, we will automatically contact the lender on your behalf and request the lower rate. You might be surprised to know that most mortgage lenders and banks do not offer this service - which could cost you thousands of dollars.
High-ratio Mortgages - with as little as 5% down payment with mortgage default insurance that allows for a smaller down payment. Conventional Mortgages - with a minimum 20% down payment (and no default insurance required). Shopping for your new home is easier with the piece of mind provided by a mortgage pre-approval.
The team at Gibbard Group Financial wants to help make getting a mortgage easier for you. We can help guide you through the entire home buying process and provide sound advice and assistance through every step. Try our pre-qualification tool and get a FREE credit score and your maximum pre-qualified amount in less than 5 mins.
With many Canadians enjoying the benefits of home ownership and the increase in their home value, now might be a good time to review your financial situation and see if you can put your home equity to use to payout any higher interest loans or make that big purchase. The team at Gibbard Group Financial is always here to be your resource to give you the information you need when refinancing or renewing your mortgage.
Reviews (10)
Allison Russell
Nov 12, 2021
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I have been working with the Gibbard Group for over 10 years, They have always been exceptional. I have recommended them to many friends. Most recently I dealt with Leanne Turkington on a mortgage and purchase of an investment property and she was fantastic. I have also worked with Karen Gibbard and Lisa D'Souza over the years and they are all super. I would highly recommend using Gibbard Group Financial.
Jen Sg
Oct 17, 2021
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My realtor recommended the Gibbard group and I highly recommend them. I worked with Cindy and Leanne who are both amazing. Outstanding professional service, very knowledgable, responsive, friendly and efficient. Leanne made the entire experience stress free and helped me to work through the nuances of my financing. Her positivity kept me upbeat through the entire process. I will definitely reach out to the Gibbard group again if needed and cannot thank them enough!
Christiana Walz
Oct 16, 2021
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Absolutely amazing customer service and reputation that stood true with Gibbard Group. I dealt with Cindy and not only was she personable and super informed, she made the entire experience easy as could be. I have never dealt with a broker who has gone above and beyond while providing the most competitive rates. I would not hesitate to recommend this company and Cindy. They made my sale and purchase stress free. Wow!
Sera Boushakra
Oct 15, 2021
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Nikita Thompson
Oct 14, 2021
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My parents had recommended that I use the Gibbard Group to help me with all the fine details of buying a home and they were above and beyond helpful and professional. Many times I was stressing out during the purchase process, but Cindy, just a phone call away, quickly resolved my confusion and concern of how the process works and helped me through it. I definitely recommend using the Gibbard Group for the purchase of your next home.
Nanay Vaneng
Jul 27, 2021
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Lisa Lancaster
Jul 01, 2021
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Prompt service, efficient and effective would be the recommendation I would offer. Cindy will answer all your questions and concerns and she did a remarkable job with helping us with a purchase of a home for our daughter and her fiancee. Buying a home in this market in Vancouver right now is challenging at the moment with the current trend of subject free offers being the precedence in this hot market, which in itself is a scary perspective at best and getting the financing secured is more important that ever to even attempt to be competitive with these trends. Cindy and Belema got us rates that
Frank Marisco
Jun 28, 2021
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Positive: Professionalism, Responsiveness
The Gibbard Group did a wonderful job helping us to secure our mortgage. They were quick, efficient, stayed in regular contact throughout the whole process. Working with Belema was great. She was able to answer difficult questions and steer us in the right direct when we were looking for answers.
The Gibbard Group did a wonderful job helping us to secure our mortgage. They were quick, efficient, stayed in regular contact throughout the whole process. Working with Belema was great. She was able to answer difficult questions and steer us in the right direct when we were looking for answers.
Angela Adanko
May 11, 2021
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I can not say enough positive things about my experience with Gibbard Group. This was my second time using their services and both times I was impressed. Cindy was amazing! (All the ladies are.) Anytime I had a question, she responded quickly and took the time to explain every step of the process. I felt that I was in good hands and I have learned so much. I highly recommend the ladies at Gibbard Group! Thank you so much for easing the stress of home purchase. I will return in the future. :)
Elise C.
Apr 16, 2021
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Leanne and the team at Gibbard Group were amazing! Super responsive, friendly, incredibly knowledgeable and went above and beyond in helping us get our mortgage! Before we even asked Leanne was busy getting us rate hold extensions, a HELOC, and recommendations for lawyer services. Everything was done very conveniently online, and I cannot recommend them enough! Super glad my sister sent them our way and we're happy to send our friends and family to Gibbard Group for their mortgage needs!
Update 04/28/21: while at bank signing everything the associate raved about how easy it was to work with Leanne
Update 04/28/21: while at bank signing everything the associate raved about how easy it was to work with Leanne