For over 20 years, Benecaid has been known as the disruptive force in Canadian Health Benefits. We have always prided ourselves in bringing the best new ideas in health benefits to Canada's small and medium-sized companies. As an early administrator of Health Spending Accounts to our unique Flex group plans (including Canada's first "ASO" plan for the SMB market), and now, the market-leading digital Honeybee platform - you can always count on Benecaid to deliver best-in-market solutions.
Canadian benefit trends including cost sustainability, employee choice, mobility and digitization, alternative lifestyle benefits and more - are all part of Benecaid's market leading health benefit plans.We know your business, employees and customers mean the world to you - let us help you take care of them.
Canadian benefit trends including cost sustainability, employee choice, mobility and digitization, alternative lifestyle benefits and more - are all part of Benecaid's market leading health benefit plans.We know your business, employees and customers mean the world to you - let us help you take care of them.
Services
We provide smarter solutions for small businesses, where business owners can depend on affordable pricing year after year. Benecaid started with a simple idea. If all smaller businesses were treated as a group, they could enjoy all of the pricing, product and service advantages normally reserved for the largest companies in Canada.
A non-traditional health benefits plan that allows you to pay only for what your employees use. Benecaid's flexStyle solution is an industry leading Administrative Services Only (ASO) plan designed for small and medium sized businesses.
Pioneered by Benecaid, the flexStyle plan allows you to avoid costly insurance premiums for predictable health costs yet provide peace of mind with stop loss insurance to protect against catastrophic and unexpected costs.You can customize the coverage that best suits your needs. This means more control over costs and valuable coverage for your employees.
Pioneered by Benecaid, the flexStyle plan allows you to avoid costly insurance premiums for predictable health costs yet provide peace of mind with stop loss insurance to protect against catastrophic and unexpected costs.You can customize the coverage that best suits your needs. This means more control over costs and valuable coverage for your employees.
Benecaid's Health Spending Account (HSA) is a great alternative (or supplement) to a traditional employee health benefits plan. It's an account that is established to exclusively pay for health care services for you and your family members. It doesn't include any traditional insurance coverage and can be used to pay for expenses that aren't covered under traditional plans such as laser eye surgery or fertility treatments.
Plan Administrators can log in to Access Benecaid. If you do not know your log in information you can contact our Benecaid Customer Care team. View your claim history online through the Access Benecaid portal - www.accessbenecaid.com. Our online portal is called Access Benecaid, www.accessbenecaid.com.
Benecaid's innovative solutions are simple, customized and put the control back in your client's hands. Whether you primarily focus on group benefits or are looking to expand your book of business, Benecaid's solutions are easy additions to your portfolio. The Advisory channel is our greatest resource and my only focus as Head of Sales at Benecaid.
Reviews (14)
Rap Scuttle
Jan 26, 2022
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My account went inactive instead of automatically renewing as it was supposed to. As a result, I have been unable to even view my coverage. I was also denied access to the tele-health service I am entitled to through their insurance program. They move at a snail's pace to resolve issues. Benecaid let me down when I needed them.
This 1-Star review was easily preventable, and is well deserved.
This 1-Star review was easily preventable, and is well deserved.
Yun Yang
Jan 13, 2022
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Robyn Murray
Jan 11, 2022
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Namrata Gupta
Nov 19, 2021
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Daniel Lee
Sep 23, 2021
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Yeshi Tenzin
Jun 12, 2021
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Critical: Quality, Responsiveness
I tried to reach out to Benecaid customer care on June 16th 2021 for my account login issue. Promised that I would get response within 24-48 hrs. No response until now . Called up and told that I need to reach out to my HR for Benecaid account login issue. Completely poor customer care !
I tried to reach out to Benecaid customer care on June 16th 2021 for my account login issue. Promised that I would get response within 24-48 hrs. No response until now . Called up and told that I need to reach out to my HR for Benecaid account login issue. Completely poor customer care !
Karen Murdoch
Jun 12, 2021
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Robert Widdowson
Jan 28, 2021
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Megan Law
Oct 14, 2020
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Claims department is terrible. Submitting a claim is easy, whether it is except by their standards or not is the issue. Instead of requiring more information on the claim, they deny the claim. Their policies do not make sense. Companies put money into this insurance for their employees to do as they wish but still have so many restrictions and are never easy to gain access to our rightful insurance reimbursement. I should not have to dread about putting a claim through to my insurance, but this company makes every claim so difficult to process. I'll be happy if my employer switches.
Expo Impocanada
Oct 02, 2020
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Worst insurance company. Be aware they are not what they claim!!!
I keep paying them premiums for one and half year. For the first time submitted a claim for $250 for my son admitted to hospital.
At first, they denied on the stance that insurance of my spouse should pay first and then they will pay the remaining amount.When insurance company of my spouse paid $225 out of $250. They refused to pay thier share of rmaining $25 saying that they don't have funds in their reserve.
Very non professional. I wish if I can give them reviews in negative. Putting one star as I have to share my story.
We
I keep paying them premiums for one and half year. For the first time submitted a claim for $250 for my son admitted to hospital.
At first, they denied on the stance that insurance of my spouse should pay first and then they will pay the remaining amount.When insurance company of my spouse paid $225 out of $250. They refused to pay thier share of rmaining $25 saying that they don't have funds in their reserve.
Very non professional. I wish if I can give them reviews in negative. Putting one star as I have to share my story.
We
Gina Knap
Sep 17, 2020
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Tom Bulloch
Oct 09, 2018
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Carolee Tindale
Aug 01, 2018
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Jill Chapman
Mar 04, 2016
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