Your Mortgage Connection
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Your Mortgage Connection
We partner with Canadian mortgage lenders who share our beliefs that applying for a mortgage or financing should be fast, simple, and secure. Get out of a high rate mortgage, or unlock some of your home equity for debt consolidation or other important need.

If you're like many other 55+ people in the GTA, Toronto, Woodbridge, North York, Markham, Richmond Hill, Vaughan, Kleinburg and Maple Ontario areas, much of what you own fits into two categories, the equity in your home and the money you've saved.Access up to 55% of the value of your home. We can help make the Reverse Mortgage Process easy!
Services
Our management team consists of experienced GTA, Toronto and Vaughan, Ontario mortgage brokers with backgrounds in financing, sales, and personal financial services. The company's partners are Josie Raia, Rachele Raia, and Lucy Melino who, together, are responsible for business development, recruiting, sales and operations.
Mortgage Brokers are independent, trained professionals licensed to represent and provide you with the best advice for your mortgage needs!. A Mortgage Broker's primary expertise is locating funding for mortgage financing. They know where the best rates can be found. What's more, they have the knowledge required to present a proposal for financing to lenders in the best way possible to successfully obtain mortgage financing.
A mortgage pre-approval is an important step in the home buying process and we can help you out. We can help with your financial strategy, your mortgage amount, down payment amount, purchase price and give you an overall idea of what you can realistically afford. We will advise you about the documentation (income confirmation, down payment confirmation, etc.) you'll need to supply upon conditional approval of your mortgage.
Do you live in the GTA, Toronto, Vaughan, Richmond Hill, North York, Kleinburg, Maple, Markham and surrounding areas? Are you a First Time Home Buyer? Let us help you out. Buying your first home in the GTA, Vaughan and surrounding regions of Ontario can be an exciting but scary time in your life. You likely have many questions ranging from what you can afford, to what's the process involved to who you can turn to.
Investment properties, particularly smaller residential properties, are accessible to many average Canadians. Real estate has been one of the most attractive investment categories in Canada for the past decade. We can help you take advantage of real estate opportunities and unique mortgage options if you're looking to seriously build your portfolio.
Reviews (10)
Ishola Atanda
Ishola Atanda
Nov 03, 2021
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I will & do recommend Rachele and her team @ Your mortgage connection to friends, family and business associates because in my experience she has been the best with rates, also making sure all my deals close smoothly. She is honest, professional and never ignores your phone calls.
She will let you know if she can do the deal or NOT from the first day & not string you along to leave you helpless in the last minute.
If your looking for Professional Mortgage Agents who can get the job done, then look no further.
Opheliaoam
Opheliaoam
Oct 31, 2021
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Rachele and her entire staff were amazing helping us secure mortgage as a first time home buyer. Highest professional working standard and great communicating with us through out the entire process. She worked so hard to get us an interest rate lower than what we were expecting.
Rohan Williams
Rohan Williams
Oct 28, 2021
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When this process first started I was unsure of the direction it would go as a first time home buyer I was referred to Rachele the rest is history.
Rachele and her team went above and beyond to make my dream of home ownership a reality I can truly say she is a blessing to my family I would strongly recommend anyone who is in need of professional mortgage advise and services to consult mortgage connection
with years of experience and knowledge they can fulfill your mortgage needs true excellence in service and a class above the rest keep up the excellent work 100% satisfied
Richard Hannes
Richard Hannes
Oct 24, 2021
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Rachele and her team secured us a very good mortgage rate with a very quick closing. We are so happy that we decided to work them as they were a pleasure to deal with and worked extremely hard on our behalf to make it all happen!
Bunni Atanda
Bunni Atanda
Oct 20, 2021
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Working with Rachele & Her team has been an absolute blessing to my Husband Murphy and I. Rachele is honest, straight forward and very professional. She will not lead you astray or string you along to you are forced to sign a deal that will benefit the lender and not you the consumer. She fights for you the client to get you the best rate possible. We have had many horrible experiences with different Mortgage Agents but Thanks to Rachele, nothing but good experiences and our faith restored in Mortgage Agents.
Thank you so much Rachele! :-))
Maureen Smyrniotis
Maureen Smyrniotis
Oct 12, 2021
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Lucy and the team at Your Mortgage Connection are exceptional. I worked directly with Lucy and was very impressed with her professionalism, thoroughness and personality. She was very polite and personable and made me feel comfortable from the onset of my application. She also took the time to listen to my goals, provided me with all of my available options and guided me through the process. Lucy went above and beyond my expectations and was able to secure for me a perfectly tailored mortgage and secured line of credit at a great rate. This has been by far the best professional experience I have
Patrick Lacroix
Patrick Lacroix
Sep 23, 2021
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Rachele and her team have now help us secure very competitive rates for 2 mortgages renewals. Rachele, has tons of expertise and and excellent network in the industry. We are very happy with her services!
Michelle Labelle
Michelle Labelle
Jul 19, 2021
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Rachele Raia is the best mortgage broker in Toronto
PERIOD! I was referred to her by my aunt because we needed assistance in closing our home and she got the job done! She literally saved our lives and got us out of a tough situation. I can't say enough good things about her. I have deal with a few brokers and honestly she is able to get fast, tangible results. I highly highly recommend her and her team for all your mortgage solutions. I can't thank them ENOUGH!
Hilal Chouman
Hilal Chouman
Jun 26, 2021
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I am a first home owner who arrived to Canada not log ago. At the start of the mortgage process, I had no idea where to start from. A Friend recommended Lucy Melino. I can say now, Lucy was the right person for this which ended out with buying a nice condo. She engages with you at each step and tells you in advance what to expect, and what to avoid. She is very very very organized, and tries to cover all possible scenarios that you may come across. She got me a low rate just before she sensed that rates are going up. Lucy was the right choice for this. You can trust her along the way.
Vivian Trumblay
Vivian Trumblay
Sep 12, 2020
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Rachele is amazing and extremely knowledgeable. We transferred to her after working with a broker at a different company that was not at all doing what we needed. She understood exactly what we needed right away and turned things around within a week. I would recommend her to anyone looking to get great rate, stress-free.