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There are five types of permanent insurance: Step Premium Permanent Insurance Term to age 100 Universal life Whole life Hybrid Life For all permanent plans, coverage stays in place until. REGISTERED EDUCATION SAVINGS PLAN (RESP) This plan allows subscribers to make non-deductible contributions to finance the post-secondary education of their children, grandchil-dren, or any other qualifying beneficiary.

Beneficiaries under the. You want to give your family everything, but on top of other financial obligations, life insurance can seem like just another expense. Term 10 up to Term. Combine the protection of life insurance with the growth potential of tax-advantaged investing. If you seek lifetime insurance coverage and tax-advantaged investing with long-term growth potential, consider universal life insurance.
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Do you know the best way to plan for a financial crisis? Do you want to know how much your family will need to live on if you pass away? Are you wondering how to fund long term medical care or critical illnesses for yourself or your parents? Do you need to grow investment dollars tax-free outside an RRSP?
You want to give your family everything, but on top of other financial obligations, life insurance can seem like just another expense. Term 10 up to Term 100 life insurance can help protect your family's finances at an affordable cost. Better yet, you'll feel good knowing you've provided your family with the financial protection they deserve.
For all permanent plans, coverage stays in place until death, no matter the age. Some types of permanent plans have cash values and some do not. Cash values include accumulated capital within the tax exempt fund and any guaranteed cash surrender values that are offered to the policyowner by the insurance company upon cancellation of the contract.
We offer the security of the Mortgage Insurance Protection Plan to help assure your family's quality of life. The Mortgage Insurance Protection Plan helps safeguard not only yourself and your family's quality of life but also your assets and net worth.

The Mortgage Insurance Protection Plan provides simple and affordable mortgage insurance that may help protect your family from the financial burden represented by mortgage payments in the event of a death.Our Life coverage will pay out if there is a covered loss the insured portion of your outstanding mortgage balance to cover your financial commitment giving you peace of mind from the worry of potential financial burden to your family.
Choosing to lead a healthy lifestyle always keeps you at bay from health risks or critical illness like stroke, cancer, heart diseases, or other serious health issues. Every year, around 50,000 people in Canada get a stroke, and out of them, approximately 75 percent are left with some disability.

Some expenses, like your home modifications, expenses for your vehicle improvement, etc., are not covered under the provincial health insurance and typical employer-sponsored insurance plans.Also, there are many more challenges, which critical illness brings, like finding adequate medical care, managing stress, and anxiety, meeting everyday needs like care for your kids, etc.
Reviews (10)
Connie Pearce
Connie Pearce
Sep 02, 2021
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Alex is a wealth of knowledge when it comes to your insurance and investment needs. I first met Alex about 15 years ago and I am very pleased with the personal care he provides to his clients. He is quick to respond to messages or requests and takes the time to explain if you don’t understand something (and I have had a lot of questions over the years!). Alex is a very pleasant and personable professional and I would highly recommend you connect with him if you are considering any investments in the future.
L.
L.
Jul 19, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Alex is a trustworthy, efficient, and very polite professional in whom I have trusted for more than ten years. Thank you, Alex!
Angelee Knudsen
Angelee Knudsen
Jul 12, 2021
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Positive: Professionalism, Quality, Responsiveness
We have dealt with Alex for a long time and he is wonderful. He always takes the time to explain all the options and repeats them as often as I need. He is very quick to respond to any questions I have and is always pleasant and positive. I recommend him to anyone looking for insurance options.
Gayle Hinkley
Gayle Hinkley
Oct 03, 2020
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Positive: Professionalism
I have been dealing with Alex for all my personal and business Insurance and Savings accounts for well over 12 years. He is very knowledgeable and professional. He has been in the industry and community for many years and is very accomodating around my schedule. I highly recommend his services.
Stephen Bishop
Stephen Bishop
Jul 04, 2020
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We worked with Alex for many years and always found him to be professional, competent and a pleasure to work with. When we brought any requests to him they were dealt with quickly and efficiently. I'd certainly recommend him. Thanks Alex!
Jordan Stegner
Jordan Stegner
Jan 11, 2020
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Alex is very professional and good at his job. It was my first time getting life insurance and Alex was very patient with me, explaining all the options and helping me find something in my budget
Rohan Kristoff
Rohan Kristoff
Nov 22, 2019
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Alex has taken care of all my insurance needs for many years and has always been quick to help when I have questions about my plan. He recently contacted me after finding me a better insurance plan than I already had and the savings have been a big help. Thanks Alex! (Also I appreciate your birthday cards)
Susana Baeza
Susana Baeza
Oct 04, 2019
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Mr. Alex Akhavan has been my Insurance Advisor for many years. He has been very patient, professional and knowledgeable. He has found ways to explain a financial language that to me was almost impossible to understand. Always available to dissipate any doubts and to give me the best advice, very polite and friendly. I would honestly recommend him.
G. Gore
G. Gore
Sep 30, 2019
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I find Alex to be a very professional and caring person. He has saved me a lot of money over the years on premiums after I switched my insurance to RBC from another company. I would highly recommend him.
Gil Gore
David Cerovec
David Cerovec
Jul 12, 2019
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Alex is very professional and knowledgeable. He always informs me of new products and services. Alex cares about his clients, always receiving a card for my birthday, making sure things are going well with me, and if there is anything he can do to help. I am very fortunate to have Alex as my advisor.