We deliver personalized financing and debt relief solutions so you can achieve your mortgage or credit goals. Ross Taylor Mortgages is one of Canada's leading brokers, helping clients for over 30 years. Ross Taylor is continuously recognized by the Canadian Mortgage Industry for his financial expertise and knowledge of the mortgage market.
Get an affordable and flexible mortgage with the best services and repayment options for you. What Your Home-Buying Support Team Should Do, And How To Find The Right People If you're feeling intimidated by the complexity of home buying, join the club. It's a lot to tak. First Time Homebuyer Government Incentives Explained Every smart college student knows there are lots of bursaries and scholarships out there - you just have to know where.
Get an affordable and flexible mortgage with the best services and repayment options for you. What Your Home-Buying Support Team Should Do, And How To Find The Right People If you're feeling intimidated by the complexity of home buying, join the club. It's a lot to tak. First Time Homebuyer Government Incentives Explained Every smart college student knows there are lots of bursaries and scholarships out there - you just have to know where.
Services
From easy pre-approvals to low down payments and great rates, Ross Taylor & Associates will guide you through your entire first home buying process. Get access to a wide selection of vetted private lenders who can help with debt consolidation, tax arrears, restructuring your finances and more. With a dedicated source of mortgage options for those who may have had past credit issues and now wish to buy or refinance a home - we can help!
Getting a pre-approval: A pre-approval is a great starting point as it helps you understand how much you can afford. It means you're conditionally approved for a mortgage - up to a certain limit - in advance of actually buying a house. Choosing the right mortgage and interest rate: From high ratio mortgages (like CMHC) to fixed or variable rates, we will provide you with various options from different lenders that are the right fit for you.
It's no surprise that your credit score and history are important factors that financial institutions consider when determining your eligibility for a mortgage. So, what happens if your credit isn't in the greatest shape? It's important to know that there are options available for you. Our team of specialists understands that life events resulting in bad credit happen, and we are equipped to help you find the best mortgage solution for you.
Private mortgages are becoming increasingly common because of high home prices and the difficulty of getting a mortgage through a financial institution due to the mortgage stress test. If you're an investor, a non-resident of Canada, dealing with a credit challenge, or simply looking for some short-term financing that has no penalties - we can help!
Second mortgages are loans against the equity of your home. They are an excellent option if you need cash for home renovations, repairs, education, emergency expenses, or even consolidating debts. With access to our competitive second mortgage rates, you will be able to strategically meet your expense demands without relying on credit cards.
Reviews (19)
Rohan Patel
Jan 25, 2022
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We have done our mortgage through Ross Taylor Mortgages and we are very pleased with his teams services. Ross and Charles were very thorough with their process and provided list on timely basis. We got our mortage approval smoothly and helped us have peace of mind. Ross in particular will walk you through everything at start and will let you know positive and negative about your profile. He will also make you aware about all terminology and how process works. Overall I would recommend his services to all.
Stephen Lau BCom Llb Realtor
Dec 16, 2021
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Ross provided timely, accurate, and highly expert service. He responded to my initial inquiry extremely quickly. He provided detailed information and accurate timelines on when he could complete my file.
His website is an excellent source of information that made our conversations more effective.
Ross' knowledge is very in-depth and inspired my confidence. I would recommend working with him on the broad spectrum of services that he offers. An unequivocal "5-stars"! Thank you!
His website is an excellent source of information that made our conversations more effective.
Ross' knowledge is very in-depth and inspired my confidence. I would recommend working with him on the broad spectrum of services that he offers. An unequivocal "5-stars"! Thank you!
Andy Ly
Nov 27, 2021
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It was a pleasure to work with Ross. He is highly professional and responsive. I've dealt with a handful of brokers, but none of them are nearly this good. It is not hard to find a broker who will throw a bunch of products at you. What sets Ross apart is his attention to detail which shows that he really cares. Ross was able to tailor viable options even though we were in a sophisticated scenario. I would recommend Ross to anyone with lending needs if you want the job to be done in a timely, professional, and proper manner.
Stefan Rado
Oct 21, 2021
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Patient
Knowledgeable.
Understanding.
Relatable.
And just as importantly, reliable.
Just a few adjectives I would use to describe my experience dealing with Ross Taylor and his team. I was nervous with regards to the decisions I had to make when faced with the dilemma of selling and buying a home. I'm glad I was referred to Ross. His calm voice made me feel instantly at ease. Much like a friend trying to help you and not just a company or bank doing "everything" to get your business and then forget about you once the papers are signed.
Ross was extremely patient and helpful in getting me
Knowledgeable.
Understanding.
Relatable.
And just as importantly, reliable.
Just a few adjectives I would use to describe my experience dealing with Ross Taylor and his team. I was nervous with regards to the decisions I had to make when faced with the dilemma of selling and buying a home. I'm glad I was referred to Ross. His calm voice made me feel instantly at ease. Much like a friend trying to help you and not just a company or bank doing "everything" to get your business and then forget about you once the papers are signed.
Ross was extremely patient and helpful in getting me
Yuri Rayzberg
Oct 02, 2021
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Jean-Francois Giguere
Sep 13, 2021
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I am so glad my wife and I decided to go with Ross Taylor Mortgages for our mortgage requirement. There were many challenges along the way (like special requirements around buying a new construction, and both my wife and I being on Parental Leave), but Ross held our hands the whole time making sure we closed our deal at the best possible rate. Moreover, Ross and his associate Charles were extremely transparent, responsive, and kept us updated with any relevant developments throughout this whole process. Long story short, I cannot recommend them more highly! They are everything (and more) what anybody
Amanda Cooper
Sep 08, 2021
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Ross, Charles, and the rest of his team provided exceptionally professional advice and service regarding mortgage options. Their network, expertise in the self-employment factors, and tremendous responsiveness throughout the process were particularly appreciated. I recommend with no hesitation Ross and his team as your partner in the mortgage/refinancing process.
Larissa Silver
Aug 21, 2021
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Ross and Charles are fantastic. They were available at almost every hour of the day in order to assist my husband and I with our mortgage and application. They explained everything (a few times for me!), and in very plain English in order for us to understand the process completely. Ross handled our applications, was very open and thorough about the process, and kept us in the loop about our application status, explaining the different forms they needed from us so we were not kept guessing. Before I was even able to inquire about the status of our application, he had emailed us to let us know what
Melissa Slade
Aug 12, 2021
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Lindsay Porter-Hall
Jul 15, 2021
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Ross and Charles recently helped us obtain a mortgage for our first home. Our situation was unique and Ross and Charles worked so hard to make sure our application was complete and ultimately successful. They were always available to answer our questions and provide knowledgeable advice. Ross and Charles helped us navigate a stressful situation and we are now very happy first time home owners! We would use their expertise again in a heartbeat!
Corey Gudgeon
Jul 11, 2021
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Ousha Beezadhur
May 15, 2021
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The purchase of a property is always stressful and as a first-time home buyer, the whole process was not only stressful but also foreign to me. Ross and Charles have been amazing throughout this process; ensuring I have a complete file to present to the mortgage broker. My situation was peculiar since I had only 3 weeks till close and Ross and… Charles have been in constant touch with me for these 3 weeks to ensure that we have all the necessary paperwork to close the deal. Ross and Charles have been very responsive to my queries; they have provided guidance when needed and all my interactions
Joy Ampil-Galang
Mar 18, 2021
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PaulDavid Watson
Dec 05, 2020
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Ross was extremely helpful and very responsive from the time of our initial inquiry about the services he provided to the following months of many questions through phone calls and emails. He offers a great service for credit repair and is extremely knowledgeable in the field. We are very pleased with his services and will look to avail of his other services including home mortgages in the future after having such an appreciated experience.
Sasha Ba
Dec 05, 2020
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Ross was extremely pleasant to work with and took time to learn about our situation when purchasing our first home. He is very knowledgeable in the industry and clearly loves what he does. He gave me and my partner valuable advice and we felt supported throughout the entire process of being his clients. He was available outside of regular hours as well, which was a relief for our busy schedules. In the end, we got a great rate. We would recommend Ross in a heartbeat to anyone.
Karma Hope
Nov 06, 2020
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Violet Kocevski-Theriault
Oct 31, 2020
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My husband found Ross Taylor & Associates one evening while googling. We were fortunate enough to have an amazingly, patient, kind and a believer in assisting us. Charles!
Charles was outstanding. We felt as though he cared for us as if it were his own mortgage. He was our biggest cheerleader.
Always available and consoling throughout the entire process. We would highly recommend Charles. And intend to have him assist us in our next home purchase.
Thank you Charles!
Charles was outstanding. We felt as though he cared for us as if it were his own mortgage. He was our biggest cheerleader.
Always available and consoling throughout the entire process. We would highly recommend Charles. And intend to have him assist us in our next home purchase.
Thank you Charles!
Falguni Khanderiya
Oct 09, 2020
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Asgarali Mandan
Aug 04, 2020
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